Please call 1-888-309-3539 or email fundinfo@massmutual.com to report problems accessing the underlying fund summary prospectuses, prospectuses, and annual/semiannual reports (“disclosure documents”), problems with saving or printing these online disclosure documents, and/or any other technological issues that may arise related to viewing the online fund disclosure documents.

* These funds are underlying funds of MassMutual's variable life and variable annuity products and are not available for retail sale.

** These funds are available for sale to retirement plans, and may also be available to other institutional investors or to individual investors through a financial intermediary or through a product sponsored by a financial intermediary. The MassMutual Select T. Rowe Price Retirement funds are exclusively available to MassMutual retirement plan clients. To obtain the most recent quarterly Due Diligence Report or other information available for any of the MassMutual Premier and MassMutual Select Funds, please contact RS Investment Performance and Reporting.

Sales of all variable annuity and variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111-0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082).

Principal Underwriters: MML Distributors, LLC (MMLD) and MML Investors Services, LLC (MMLIS), Members SIPC® (www.SIPC.org), and MML Strategic Distributors, LLC (MSD). MMLD, MMLIS and MSD, all Members FINRA (www.FINRA.org), are subsidiaries of Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.