MassMutual Capital Vantage^®

* Individual Fund Footnotes:
Fidelity, Contrafund and Fidelity Institutional AM are registered service marks of FMR LLC. Used with permission.
The MML VIP American Funds Growth Fund invests all of its assets in Class 1 shares of the American Funds Insurance Series® - Growth Fund. The American Funds Insurance Series® - Growth Fund is not available directly as investment choice under your MassMutual variable product. You should read the MML VIP American Funds Growth Fund prospectus in conjunction with the respective American Funds Insurance Series® - Growth Fund prospectus.
MML VIP Aggressive Allocation Fund formerly known as MML Aggressive Allocation Fund.
MML VIP American Funds 65/35 Allocation Fund formerly known as MML American Funds Core Allocation Fund.
MML VIP American Funds Growth Fund formerly known as MML American Funds Growth Fund.
MML VIP Balanced Allocation Fund formerly known as MML Balanced Allocation Fund.
MML VIP Barings Core Bond Fund formerly known as MML Managed Bond Fund.
MML VIP Barings Inflation-Protected and Income Fund formerly known as MML Inflation-Protected and Income Fund.
MML VIP Barings Short-Duration Bond Fund formerly known as MML Short-Duration Bond Fund.
MML VIP Barings U.S. Government Money Market Fund formerly known as MML U.S. Government Money Market Fund.
MML VIP BlackRock® Balanced Fund formerly known as MML Blend Fund.
MML VIP Conservative Allocation Fund formerly known as MML Conservative Allocation Fund.
MML VIP Franklin Templeton Equity Fund formerly known as MML Equity Fund.
MML VIP Growth Allocation Fund formerly known as MML Growth Allocation Fund.
MML VIP Invesco Discovery Mid Cap Fund formerly known as MML Invesco Discovery Mid Cap Fund.
MML VIP Invesco Global Fund formerly known as MML Global Fund.
MML VIP Invesco Main Street Equity Fund formerly known as MML Fundamental Equity Fund.
MML VIP JPMorgan U.S. Research Enhanced Equity Fund formerly known as MML Managed Volatility Fund.
MML VIP Moderate Allocation Fund formerly known as MML Moderate Allocation Fund.
MML VIP T. Rowe Price Blue Chip Growth Fund formerly known as MML Blue Chip Growth Fund.
MML VIP T. Rowe Price Equity Income Fund formerly known as MML Equity Income Fund.
MML VIP T. Rowe Price Mid Cap Growth Fund formerly known as MML Mid Cap Growth Fund.
MML VIP Wellington Small Cap Growth Equity Fund formerly known as MML Small Cap Growth Equity Fund.

Before purchasing a MassMutual variable annuity, you should carefully consider the investment objectives, risks, charges and expenses of the annuity. For this and other information, obtain the prospectus for the annuity from your registered representative. Please read the prospectus carefully before investing or sending money. You may also obtain the prospectuses (or summary prospectuses, if available) for the annuity’s underlying investment choices from your registered representative.

MassMutual Capital Vantage® Variable Annuity [Contract Form #FPVDA15-NVA and ICC15-FPVDA15-NVA; ICC15-FPVDA15-NVA in North Carolina] is a flexible premium deferred variable annuity contract issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

Principal Underwriters: MML Strategic Distributors, LLC and MML Investors Services, LLC, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org); MML Strategic Distributors, LLC and MML Investors Services, LLC are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.