We no longer offer these policies for sale to the public. Policy owners may continue, however, to make premium payments to their policies.

* Individual Fund Footnotes:
Invesco V.I. Discovery Large Cap Fund formerly known as Invesco V.I. Capital Appreciation Fund.
The T. Rowe Price Mid-Cap Growth Portfolio is not available as an investment choice for policies issued on May 1, 2004 or later.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

Variable Universal Life II (VUL II) (Policy Form P2-2001 in most states and P2-2001(NC) in North Carolina) is an individual, participating, flexible premium, adjustable, variable life insurance policy. Dividends are not expected to be paid. VUL II was issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, in all states where available. We no longer offer this policy for sale to the public. Policy owners may continue, however, to make premium payments to their policies.

Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligation	Not insured by any federal government agency	Not FDIC or NCUA-insured
Not guaranteed by any bank or credit union	May go down in value