*Individual Fund Footnotes:
The MML American Funds Growth Fund invests all of its assets in Class 1 shares of the American Funds Insurance Series® Growth Fund. The American Funds Insurance Series® Growth Fund is not available directly as investment choice under your MassMutual variable product. You should read the MML American Funds Growth Fund prospectus in conjunction with the respective American Funds Insurance Series® Growth Fund prospectus.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

The product and certain features and/or investment choices may not be available in all states. State variations will apply.

C.M. Life Electrum Select^SM (Policy Forms SL18-2021, ICC21SL18 and ICC21SL18 in North Carolina) is flexible premium, variable, adjustable life insurance. This product is not participating. C.M. Life Electrum Select is issued by C.M. Life Insurance Company, (C.M. Life), a wholly-owned subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual),1295 State Street, Springfield, Massachusetts 01111-0001. C.M. Life is non-admitted in New York.

Principal Underwriters: MML Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligation	Not insured by any federal government agency	Not FDIC or NCUA-insured
Not guaranteed by any bank or credit union	May go down in value