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VUL GuardSM

Other Product Documents

CURRENT UNIT VALUES

Please contact the Service Center at 1 (800) 272-2216 between 8 a.m. and 8 p.m. (ET - Monday through Friday) to obtain the current unit values.

CUSTOMERS & POLICYHOLDERS

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Underlying Fund Disclosure Documents

Fund order does not imply relative risk and return potential.

American Funds Insurance Series® Asset Allocation Fund (Class 2)
American Funds Insurance Series® Growth-Income Fund (Class 2)
DWS Small Cap Index VIP (Class A)
Fidelity® VIP Contrafund® Portfolio (Service Class 2)
Franklin Small Cap Value VIP Fund (Class 2)
Goldman Sachs Strategic Growth Fund (Institutional)
Invesco Oppenheimer V.I. International Growth Fund (Series I)
Invesco V.I. Capital Appreciation Fund (Series I)
Invesco V.I. Core Plus Bond Fund (Series I)
Invesco V.I. Discovery Mid Cap Growth Fund (Series I)
Invesco V.I. Diversified Dividend Fund (Series I)
Invesco V.I. Global Fund (Series I)
Invesco V.I. Global Strategic Income Fund (Series I)
Invesco V.I. Health Care Fund (Series I)
Invesco V.I. Main Street Fund® (Series I)
Invesco V.I. Technology Fund (Series I)
Janus Henderson Balanced Portfolio (Service)
Janus Henderson Forty Portfolio (Service)
Janus Henderson Global Research Portfolio (Service)
LVIP American Century Disciplined Core Value Fund (Standard Class II)*
LVIP American Century Value Fund (Standard Class II)*
MFS® Investors Trust Series (Initial Class)
MFS® New Discovery Series (Initial Class)
MML Blend Fund (Initial Class)
MML Blue Chip Growth Fund (Initial Class)
MML Equity Fund (Initial Class)
MML Equity Index Fund (Class II)
MML Inflation-Protected and Income Fund (Initial Class)
MML Managed Bond Fund (Initial Class)
MML Managed Volatility Fund (Initial Class)
MML Small Cap Equity Fund (Initial Class)
MML Small Cap Growth Equity Fund (Initial Class)
MML U.S. Government Money Market Fund (Initial Class)
T. Rowe Price Blue Chip Growth Portfolio
T. Rowe Price Equity Income Portfolio
T. Rowe Price Mid-Cap Growth Portfolio*
Templeton Foreign VIP Fund (Class 2)

We no longer offer these policies for sale to the public. Policy owners may continue, however, to make premium payments to their policies.

* Individual Fund Footnotes:
American Century VP Disciplined Core Value Fund reorganized into LVIP American Century Disciplined Core Value Fund after the close of the New York Stock Exchange on April 26, 2024.
American Century VP Value Fund reorganized into LVIP American Century Value Fund after the close of the New York Stock Exchange on April 26, 2024.
The T. Rowe Price Mid-Cap Growth Portfolio is not available as an investment choice for policies issued on May 1, 2004 or later.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

VUL GuardSM (Policy Form P3-2003 in most states and P3-2003(NC) in North Carolina) is an individual, participating, flexible premium, adjustable, variable life insurance policy. Dividends are not expected to be paid. VUL GuardSM was issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001. We no longer offer this policy for sale to the public. Policy owners may continue, however, to make premium payments to their policies.

Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligationNot insured by any federal government agencyNot FDIC or NCUA-insured
Not guaranteed by any bank or credit unionMay go down in value