Panorama®

We no longer offer these contracts for sale to the public. Contract owners may continue, however, to make purchase payments to their contract.

* Individual Fund Footnotes:
MML VIP Barings Core Bond Fund formerly known as MML Managed Bond Fund.
MML VIP Barings Short-Duration Bond Fund formerly known as MML Short-Duration Bond Fund.
MML VIP BlackRock® Equity Index Fund formerly known as MML Equity Index Fund.
MML VIP Invesco Discovery Large Cap Fund formerly known as MML Invesco Discovery Large Cap Fund.
MML VIP Invesco Discovery Mid Cap Fund formerly known as MML Invesco Discovery Mid Cap Fund.
MML VIP Invesco Global Fund formerly known as MML Global Fund.
MML VIP Invesco Main Street Equity Fund formerly known as MML Fundamental Equity Fund.

Before purchasing a MassMutual variable annuity, you should carefully consider the investment objectives, risks, charges and expenses of the annuity. For this and other information, obtain the prospectus for the annuity from your registered representative. Please read the prospectus carefully before investing or sending money. You may also obtain the prospectuses (or summary prospectuses, if available) for the annuity’s underlying investment choices from your registered representative.

Panorama® (Contract form number P81-106A) is a variable annuity and was issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111.

Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligationNot insured by any federal government agencyNot FDIC or NCUA-insured
Not guaranteed by any bank or credit unionMay go down in value