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Apex VUL®

Other Product Documents

CURRENT UNIT VALUES

Please contact the Service Center at 1 (800) 272-2216 between 8 a.m. and 8 p.m. (ET - Monday through Friday) to obtain the current unit values.

CUSTOMERS & POLICYHOLDERS

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Underlying Fund Disclosure Documents

Fund order does not imply relative risk and return potential.

BlackRock Small Cap Index V.I. Fund (Class I)
Delaware Ivy VIP Asset Strategy (Class I)
Fidelity® VIP Bond Index Portfolio (Initial Class)
Fidelity® VIP Contrafund® Portfolio (Initial Class)
Fidelity® VIP Extended Market Index Portfolio (Initial Class)
Fidelity® VIP Health Care Portfolio (Initial Class)
Fidelity® VIP International Index Portfolio (Initial Class)
Fidelity® VIP Overseas Portfolio (Initial Class)
Fidelity® VIP Real Estate Portfolio (Initial Class)
Fidelity® VIP Strategic Income Portfolio (Initial Class)
Fidelity® VIP Total Market Index Portfolio (Initial Class)
Invesco Oppenheimer V.I. International Growth Fund (Series I)
Invesco V.I. Discovery Mid Cap Growth Fund (Series I)
Invesco V.I. Global Fund (Series I)
Invesco V.I. Global Strategic Income Fund (Series I)
Invesco V.I. Main Street Fund® (Series I)
Janus Henderson Global Technology and Innovation Portfolio (Institutional)
MML Aggressive Allocation Fund (Initial Class)
MML American Funds Core Allocation Fund (Service Class I)
MML American Funds Growth Fund (Service Class I) *
- American Funds Insurance Series® Growth Fund (Class 1)*
MML Balanced Allocation Fund (Initial Class)
MML Blend Fund (Initial Class)
MML Blue Chip Growth Fund (Initial Class)
MML Conservative Allocation Fund (Initial Class)
MML Dynamic Bond Fund (Class II)
MML Equity Fund (Initial Class)
MML Equity Income Fund (Initial Class)
MML Equity Index Fund (Class III)
MML Equity Rotation Fund (Class II)
MML Focused Equity Fund (Class II)
MML Foreign Fund (Initial Class)
MML Fundamental Equity Fund (Class II)
MML Fundamental Value Fund (Class II)
MML Global Fund (Class II)
MML Growth Allocation Fund (Initial Class)
MML High Yield Fund (Class II)
MML Income & Growth Fund (Initial Class)
MML Inflation-Protected and Income Fund (Initial Class)
MML International Equity Fund (Class II)
MML iShares® 60/40 Allocation Fund (Class II)
MML iShares® 80/20 Allocation Fund (Class II)
MML Large Cap Growth Fund (Initial Class)
MML Managed Bond Fund (Initial Class)
MML Managed Volatility Fund (Initial Class)
MML Mid Cap Growth Fund (Initial Class)
MML Mid Cap Value Fund (Initial Class)
MML Moderate Allocation Fund (Initial Class)
MML Short-Duration Bond Fund (Class II)
MML Small Cap Equity Fund (Initial Class)
MML Small Cap Growth Equity Fund (Initial Class)
MML Small Company Value Fund (Class II)
MML Small/Mid Cap Value Fund (Initial Class)
MML Strategic Emerging Markets Fund (Class II)
MML Sustainable Equity Fund (Initial Class)
MML Total Return Bond Fund (Class II)
MML U.S. Government Money Market Fund (Initial Class)
PIMCO Income Portfolio (Institutional Class)
Vanguard VIF Global Bond Index Portfolio
Vanguard VIF Mid-Cap Index Portfolio
Vanguard VIF Real Estate Index Portfolio

* Individual Fund Footnotes:
The MML American Funds Growth Fund invests all of its assets in Class 1 shares of the American Funds Insurance Series® - Growth Fund. The American Funds Insurance Series® - Growth Fund is not available directly as investment choice under your MassMutual variable product. You should read the MML American Funds® Growth Fund prospectus in conjunction with the respective American Funds Insurance Series® - Growth Fund prospectus.

The product and/or certain features may not be available in all states.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

Apex Variable Universal Life® (MMVUL-2020 and ICC20-MMVUL in certain states, including North Carolina) is non-participating flexible premium adjustable variable life insurance issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligationNot insured by any federal government agencyNot FDIC or NCUA-insured
Not guaranteed by any bank or credit unionMay go down in value