Retirement Products & Solutions

Whether you’re just starting to save for retirement, or close to tapping into your nest egg, it’s important that you have the financial independence you want when you need it. MassMutual annuities, IRAs, and insurance protection products may be able to help you retire comfortably.

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Retirement products

Annuities and IRA products

Annuities can offer you guaranteed income for the rest of your life. Through MassMutual you can purchase many different annuity products including deferred fixed annuities, variable annuities, income annuities, and fixed index annuities. Registered index-linked annuities are available through our wholly owned subsidiary, MassMutual Ascend.

We also offer individual retirement accounts (IRAs).

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Protection products

If you’re interested in coverage that provides guaranteed death benefits, you should consider whole life insurance. To protect your assets from being used to cover long-term care expenses, a long term care & life insurance combination may be for you.

Learn more

Financial Wellness
How to get, or keep, your retirement savings plan on track
How to survive retirement with your spouse
Tips to help maximize your retirement income
Understanding Social Security Retirement Benefits

Why MassMutual

since

1851

we've been helping people secure their financial future and protect the ones they love

Nearly

$1.1T

of life insurance protection in force as of 12/31/25

Listed

#102

delivered

$10.3B

insurance and annuity benefits paid to policyowners and other customers in 2025

What's behind MassMutual's financial strength

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Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries, C.M. Life Insurance Company (C. M. Life) and MML Bay State Life Insurance Company (MML Bay State), Springfield, MA 01111-0001. C.M. Life and MML Bay State are non-admitted in New York.