Variable annuities provide the potential to grow your retirement savings and defer paying taxes on the earnings until you withdraw them as income.1
A variable annuity offers a diverse range of professionally managed investment choices spanning multiple asset classes and investment styles. That means you can invest your contract value in a way that reflects your retirement goals, time horizon, and risk tolerance.
A variable annuity is a tax-deferred retirement vehicle that can increase or decrease in value, depending on how financial markets perform. A variable annuity is also an insurance product, so it provides many important features such as a death benefit, lifetime income, and optional living benefits.
MassMutual Envision Variable Annuity helps you accumulate assets for retirement with a wide variety of investment choices, including asset allocation funds, bond funds, traditional equity funds, and specialty funds which allow for choice, control, and confidence as you plan for retirement.
A GLWB annuity rider is an optional living benefit that you can add to a variable annuity contract to secure guaranteed annual lifetime income in retirement. MassMutual has introduced MassMutual RetirePaySM, an optional living benefit available for an additional cost with our MassMutual Envision Variable Annuity, which can provide you with guaranteed annual lifetime income, potential to increase future income amounts with positive investment performance, and protect your future income from market declines.
A MassMutual financial professional will be with you every step of the way to help you prepare for the future.
During your initial phone call, your financial professional will ask you questions to understand your financial goals and objectives.
After looking at your entire financial picture, your financial professional will provide you with options so you can choose the products and financial planning strategies that are best suited for your situation.
If you're satisfied with the recommendations, your financial professional will secure the products and services to help ensure your financial future.
Your financial professional will work with you over time through periodic reviews to help you monitor the strategies in place and reach your financial planning goals.
we've been helping people secure their financial future and protect the ones they love
of life insurance protection in force as of 12/31/21
named for the
year in a row as a Best Place to Work for Disability Inclusion according to the Disability Equality Index®
in life insurance and annuity benefits paid in 2021