Live Mutual

Living mutual has always been at the core of our human existence, and it's the principle that's guided us since our founding in 1851. It's not a concept we invented, but one we champion for the simple reason that people take it for granted today.

Our History

MassMutual was founded on May 15, 1851. And from the beginning, we’ve had a single purpose: to help people secure their future and protect the ones they love. More than 160 years later, that commitment remains our guiding principle. It’s behind everything we do and every decision we make. It’s how we continue to deliver products and services to help our policyowners and customers achieve their financial goals, and protect those who matter most.

What Mutuality Means

MassMutual is a mutual company. That means we don’t have shareholders. Instead, our members and participating policy owners are often described as sharing in our ownership. This generally means that, if you’re insured under one of MassMutual’s individual, participating whole life insurance policies, for example, you are a member entitled to vote for our Board of Directors. And if you own that participating policy, you may be eligible to share in any dividends we may declare.

As a mutual company, we operate for the benefit of our members and participating policyowners. We manage the company with a focus on their long-term interests and are not subject to the expectations of Wall Street analysts or stockholders. Throughout our history, this focus on the long-term has helped us provide financial and retirement security to millions of people. And while they're not guaranteed, we've consistently paid dividends to eligible participating policyowners since the 1860s. Our success is reflected in our financial strength ratings1, which are among the highest of any company in any industry.


Corporate Responsibility

At MassMutual, corporate responsibility is a fundamental part of who we are. Since 1851, we’ve made people a priority, and today, that commitment to our policyowners and customers continues. It includes our employees and advisors, the communities where we live and work, and our environment. For us, it is about doing the right thing for the people who matter most.

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Corporate Governance

MassMutual is guided by a diverse team of executives, bringing deep and varied knowledge to the company’s strategic plans and investment decisions. Through their commitment and example, these executives set and uphold the values that make MassMutual a leading corporate citizen in the community at large and a steadfast financial partner for its policyowners and customers.

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Diversity & Inclusion

We believe diversity includes the broadest possible range of cultures, backgrounds, experiences and perspectives, while inclusion means creating an environment where all people and ideas are valued. Our goal is to welcome everyone — customers, employees, suppliers, and visitors alike. Our passion for diversity and inclusion is not only about doing the right thing; it also helps us achieve our purpose to help people secure their future and protect the ones they love.

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Our Advisors

We know you have financial goals and aspirations. And when it’s time to start your planning, you may need some guidance along the way. That’s where MassMutual advisors can help. They have the experience and training to understand your needs and objectives, and can connect you to the products and solutions that can help you reach your goals.

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Careers with MassMutual

At MassMutual, we’re passionate about helping millions of people find financial freedom. A career with us means you’ll help our customers protect what matters most. It also means you’ll work alongside exceptional people and be empowered to reach your professional and personal goals. Our employees and advisors are at the foundation of what makes MassMutual a strong, stable, and ethical business. We invite you to explore the possibilities.

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