Get peace of mind for you and your family

Whole life insurance provides:

  • Guaranteed death benefit paid in a lump-sum to your loved ones no matter how long you live1
  • Guaranteed cash value
  • Opportunity to receive dividends2
  • Guaranteed premiums that never increase

We’ll help you take the first step

Please complete the form or call 1-844-383-7219 and we’ll connect you with a financial professional in your area.

MassMutual call center representatives available Monday through Friday: 9 a.m. - 6 p.m. EST

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More about whole life insurance

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A whole life insurance policy is a type of permanent life insurance that covers you for a lifetime (unlike term life insurance, which covers a policyowner for a period of time usually between 10 and 30 years).
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Whole life insurance builds cash value over time that you can access at any time --- so it’s life insurance you can borrow against3.
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Whole life includes income tax advantages —

  • A death benefit that is generally paid income tax free
  • Tax-deferred cash value accumulation
  • Tax-advantaged access to cash values

1 Lifetime coverage is guaranteed so long as scheduled premiums are paid.

2 Dividends are not guaranteed.

3 Note that access to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

Why MassMutual

Experience & expertise
For 175 years, people have depended on MassMutual to help secure their future and protect the ones they love.
In your community
There’s a MassMutual financial professional in your area ready to help you with whatever tomorrow brings.
Trust & transparency
We work to earn your trust by explaining every step of our process, including answering any questions about our compensation.

The information provided is not written or intended as specific tax or legal advice. MassMutual, its subsidiaries, employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

The products and/or certain features may not be available in all states. State variations will apply.

MassMutual Whole Life series policies (Policy Forms: MMWL-2018 and ICC18-MMWL in certain states, including North Carolina, and MMWLA-2018 and ICC18-MMWLA in certain states, including North Carolina) are level-premium, participating, permanent life insurance policies issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.