Governance and Ethics

From the moment MassMutual issued our first policy, we have been committed to the highest standards of ethics and integrity. More than 170 years later, we continue to have an unwavering commitment to doing business ethically and in compliance with governing laws and regulations. This philosophy is a fundamental reason why our company has stood the test of time.
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Corporate Governance

Our governance structure reflects and is designed to serve our mutual ownership structure. As a mutual company, MassMutual does not have shareholders, so we can be singularly focused on doing business with the long-term interests of our customers and policyowners in mind.


Read more about Governance and Ethics  
Learn more about our Governance Structure
Read our Code of Conduct  
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Risk Management

Effective risk management is integral to our culture and to fulfilling our responsibilities to our customers and policyowners, and central to how we operate our business.


Read more about Risk Management 
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Cyber Security and Data Privacy

We recognize that we are stewards of data on behalf of our customers, policyowners, and employees, so cyber security and data privacy are critical operational and business priorities for MassMutual.


Read more about Cyber Security and Data Privacy  
Learn more about Cyber Security
Learn more about Data Privacy
2021 Sustainability Report

2021 Sustainability Report

Our annual Sustainability Report details our progress and reflects our commitment to being transparent about our performance.


Download the Report