Our customers and policyowners trust us with their long-term financial security and peace of mind and, for more than 170 years, MassMutual has provided the financial strength, products, and services they depend on. Integrating ESG factors across our finance activities and offerings is an important part of how we do that.
At MassMutual, ESG finance encompasses management of our General Investment Account (GIA), which backs the obligations we make to our policyowners and customers, as well as our insurance products, asset management offerings, and capital structure. Our ESG finance activities are not only core to our values, but also directly linked to how we deliver enduring value to our policyowners and customers and help them meet their financial goals.
In managing MassMutual’s GIA, we focus on our long-term investment performance to support MassMutual’s financial strength and ability to meet our commitments to our policyowners. We consider ESG factors in our approach because we believe that doing so improves risk-adjusted financial returns.Read our ESG Investment Policy
MassMutual has committed to transition our investment portfolio to net zero GHG emissions by 2050, making us the first U.S.-based mutual insurance company to make this pledge. Our multiyear roadmap — along with a near-term action plan that includes a clear timeline, deliverables, and ownership — lays out our strategy for fulfilling this ambition.Read more about our Net Zero Commitment
As a signatory of the United Nations-supported Principles for Responsible Investment (PRI), we have publicly committed to implementing responsible investment practices that are consistent with our commitments to our policyowners and customers. At the end of 2021, 97 percent of MassMutual’s GIA assets under management (AUM) were managed by signatories of the PRI.
Our clients continue to prioritize ESG as they explore financial solutions, and we are committed to meeting that demand by developing innovative solutions and products that deliver attractive, risk-adjusted financial returns and create positive environmental and social impact.Read more about our ESG Offerings