ESG Finance

Our customers and policyowners trust us with their long-term financial security and peace of mind and, for more than 170 years, MassMutual has provided the financial strength, products, and services they depend on. Integrating ESG factors across our finance activities and offerings is an important part of how we do that.

ESG Finance Framework semi-circle image - 3 equal sections Investing, Products and Offerings, Financing and a full width arch Data, Tools and Technology
Our Approach

At MassMutual, ESG finance encompasses management of our General Investment Account (GIA), which backs the obligations we make to our policyowners and customers, as well as our insurance products, asset management offerings, and capital structure. Our ESG finance activities are not only core to our values, but also directly linked to how we deliver enduring value to our policyowners and customers and help them meet their financial goals.


Read more about ESG Finance  

Group of young professionals laughing together.

ESG Investing

In managing MassMutual’s GIA, we focus on our long-term investment performance to support MassMutual’s financial strength and ability to meet our commitments to our policyowners. We consider ESG factors in our approach because we believe that doing so improves risk-adjusted financial returns.

Read our ESG Investment Policy  

Parents with two children splashing in a shallow creek

Net Zero Portfolio by 2050

MassMutual has committed to transition our investment portfolio to net zero GHG emissions by 2050, making us the first U.S.-based mutual insurance company to make this pledge. Our multiyear roadmap — along with a near-term action plan that includes a clear timeline, deliverables, and ownership — lays out our strategy for fulfilling this ambition.

Read more about our Net Zero Commitment  

Young Professional laughing on a Video Meeting

Principles for Responsible Investment

As a signatory of the United Nations-supported Principles for Responsible Investment (PRI), we have publicly committed to implementing responsible investment practices that are consistent with our commitments to our policyowners and customers. At the end of 2021, 97 percent of MassMutual’s GIA assets under management (AUM) were managed by signatories of the PRI.


Young African American student looking at camera

Impact Investing

Our impact investing initiatives, which are part of our GIA portfolio, help MassMutual create measurable, positive social and environmental impact while also delivering attractive, risk-adjusted financial returns. Through the MM Catalyst Fund and First Fund Initiative, we have committed $100 million of impact investment capital to help advance racial equity and economic opportunity.

Learn more about the MM Catalyst Fund

African American couple laughing in their garden.

ESG Offerings

Our clients continue to prioritize ESG as they explore financial solutions, and we are committed to meeting that demand by developing innovative solutions and products that deliver attractive, risk-adjusted financial returns and create positive environmental and social impact.

Read more about our ESG Offerings  

2021 Sustainability Report
2021 Sustainability Report

Our annual Sustainability Report details our progress and reflects our commitment to being transparent about our performance.

 

Download the Report