Ease the financial impact of a critical illness.
MassMutual@WORK Group Critical Illness Insurance is not complicated. This coverage provides a lump-sum benefit that can be used to help cover medical costs, mortgage payments, childcare, and even groceries.
If you are actively at work, you may apply for coverage right at your workplace. You may also access educational resources or get guidance 24 hours a day from MassMutual.
You can take the coverage with you and continue to stay protected, even if you change jobs and leave the company.1
1A limited supplemental insurance that is also referred to as Group Specified Disease insurance.
2Portability is not available in all states.
Group Critical Illness insurance (GPCI), (policy/certificate forms MM-GPCI-2015 and MM-GCCI-2015, and MM-GPCI-2015 (NC), and MM-GCCI-2015 (NC) in North Carolina) is limited benefit, non-participating group insurance. The GPCI policy and GCCI certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.
MassMutual Group Critical Illness Insurance provides limited benefits. Like most group accident and health insurance policies, this policy has exclusions and limitations including a pre-existing condition exclusion and reduced benefit period which may affect benefits payable. Benefits vary by age. Benefit amounts, covered conditions and optional riders may vary or be unavailable in some states. Lump-sum benefits are paid for the initial occurrence and, in most states, for up to two additional recurrences of the same covered condition. A waiting/treatment free period between dates of diagnosis is required and there is an aggregate benefit limit per certificate. MassMutual may have the right to change rates and may cancel the policy at any time. The policy, its name, benefits and provisions may vary or be unavailable in some states, and some states require the insured person to have major medical or minimum essential coverage on the effective date of this coverage. For costs, availability and complete details of this coverage, please contact your MassMutual representative.