Group Accident Insurance

Accidents happen.

While accidents are impossible to completely prevent, preparations can be made for offsetting their potential financial impact. MassMutual's Group Accident Insurance provides protection against unexpected expenses.

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Get ready, because unexpected things can always happen

Convenient
MassMutual's Group Accident Insurance can help cover the curveballs life can throw you. If you're injured due to a covered accident, you may receive a lump-sum cash benefit, so you can spend less time worrying about expenses and more time healing.
Portable
You can keep the coverage, even if you change jobs and leave the company.1
Simple
You can apply right at work. Coverage is available to actively at work employees. You can access educational resources or receive guidance 24 hours a day from MassMutual.

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1 Portability is not available in all states.

NOT FOR USE IN NM AND NY.

MASSMUTUAL GROUP ACCIDENT INSURANCE PROVIDES LIMITED BENEFITS and DOES NOT PROVIDE COVERAGE FOR SICKNESS. This Accident insurance is NOT hospital or medical expense insurance or minimum essential coverage.

In NY: This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.

This insurance, its name, or its provisions may vary or be unavailable in some states. This coverage has exclusions, limitations, reductions of benefits that may affect any benefits payable, and terms under which the policy may be continued in force or discontinued. Some benefits or options have limited availability based on age. For availability, cost, and coverage details contact your benefits advisor or MassMutual.

Group Accident Insurance (GPAC), (MM-GPAC-2021, MM-GCAC-2021 and MM-GPAC-2021 (NC) and MM-GCAC-2021 (NC) in North Carolina) is limited benefit non-participating life insurance. The GPAC policy and GCAC certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.