Variable Universal Life III (VUL III)

Underlying Fund Disclosure Documents1:
Select any fund name below to view the fund’s Summary Prospectus (if available), Prospectus, Statement of Additional Information, Annual/Semiannual Reports, or additional information if noted.
Please note that any fund summary prospectuses, and hyperlinks provided between the summary prospectuses and other fund documents, are provided here for the convenience of MassMutual's customers. Additional information about a fund, including the information a fund is required to make available to you in connection with its use of a summary prospectus, can be found at the website address provided in each summary prospectus.

1 Fund order does not imply relative risk and return potential.

*Individual Fund Footnotes:
Effective May 28, 2019, Oppenheimer Capital Appreciation Fund/VA merged into Invesco Oppenheimer V.I. Capital Appreciation Fund.
Effective May 28, 2019, Oppenheimer Discovery Mid Cap Growth Fund/VA merged into Invesco Oppenheimer V.I. Discovery Mid Cap Growth Fund.
Effective May 28, 2019, Oppenheimer Global Fund/VA merged into Invesco Oppenheimer V.I. Global Fund.
Effective May 28, 2019, Oppenheimer Global Strategic Income Fund/VA merged into Invesco Oppenheimer V.I. Global Strategic Income Fund.
Effective May 28, 2019, Oppenheimer International Growth Fund/VA merged into Invesco Oppenheimer V.I. International Growth Fund.
Effective May 28, 2019, Oppenheimer Main Street Fund/VA merged into Invesco Oppenheimer V.I. Main Street Fund.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

Variable Universal Life III (VUL III) (Policy Form P2-2008, ICC08P2, and ICC08P2X in North Carolina) is individual, participating flexible premium, adjustable, variable life insurance. Dividends are not expected to be paid. The VUL III policy is issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not FDIC/NCUA Insured Not a Bank Deposit Not Bank Guaranteed
May Lose Value Not Insured by Any Federal Government Agency