Variable Universal Life (VUL)

Underlying Fund Disclosure Documents1:
Select any fund name below to view the fund’s Summary Prospectus (if available), Prospectus, Statement of Additional Information, Annual/Semiannual Reports, or additional information if noted.
Please note that any fund summary prospectuses, and hyperlinks provided between the summary prospectuses and other fund documents, are provided here for the convenience of MassMutual's customers. Additional information about a fund, including the information a fund is required to make available to you in connection with its use of a summary prospectus, can be found at the website address provided in each summary prospectus.

We no longer offer these policies for sale to the public. Policy owners may continue, however, to make premium payments to their policies.

1 Fund order does not imply relative risk and return potential.

* Individual Fund Footnotes:
American Century VP Disciplined Core Value Fund formerly known as American Century VP Income & Growth Fund.
The T. Rowe Price Mid-Cap Growth Portfolio is not available as an investment choice for policies issued on May 1, 2004 or later.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

Variable Universal Life (VUL) (Policy Form P2-98 in most states and P2-98NC in North Carolina) is individual, participating, flexible premium, adjustable, variable life insurance and was issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, in California and New York. Dividends are not expected to be paid. VUL was issued in all other states and the District of Columbia by C.M. Life Insurance Company (C.M. Life), Enfield, CT 06082, a wholly owned subsidiary of MassMutual. The policy issued by C.M. Life is non-participating. VUL was not offered in Puerto Rico. We no longer offer VUL for sale to the public. Policy owners may continue, however, to make premium payments to their VUL policies.

Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA and SIPC ( and MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not FDIC/NCUA Insured Not a Bank Deposit Not Bank Guaranteed
May Lose Value Not Insured by Any Federal Government Agency