We no longer offer these policies for sale to the public. Policy owners may continue, however, to make premium payments to their policies.

Sales of all variable life insurance products must be preceded or accompanied by the current prospectuses for the products and their investment choices, which contain more information on charges, expenses, risks, and investment objectives. Please read them carefully before you invest or send money. These prospectuses are available through the above links. Contact your registered representative if you have any questions.

Variable Life Plus (VLP) (Policy Form B960-1A-8800 in most states and B960-1U-8800NC in North Carolina) is individual, participating, flexible premium, variable, whole life insurance and was issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, in New York. Dividends are not expected to be paid. VLP was issued in all other states by MML Bay State Life Insurance Company (MML Bay State), a subsidiary of MassMutual. The policy issued by MML Bay State is non-participating. We no longer offer VLP for sale to the public. Policy owners may continue, however, to make premium payments to their VLP policies.

Principal Underwriters: MML Strategic Distributors, LLC. and MML Investors Services, Members FINRA and SIPC (www.FINRA.org and www.SIPC.org) MML Strategic Distributors, LLC. and MML Investors Services are subsidiaries of Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001.

Not a bank or credit union deposit or obligation	Not insured by any federal government agency	Not FDIC or NCUA-insured
Not guaranteed by any bank or credit union	May go down in value