Compensation Arrangements

    Compensation Arrangements

    Compensation MassMutual receives from fund advisers

    As disclosed in the current prospectus for your variable product, MassMutual and certain affiliated companies may receive compensation from the fund advisers to certain funds that are available as investment choices within variable annuity and variable life insurance contracts issued by MassMutual and certain affiliates. The list of the funds whose advisers pay such compensation is provided below. Please refer to your prospectus for additional information regarding these payments.

    Compensation MassMutual receives from fund advisers (PDF)

    Additional compensation payments to distributors

    As disclosed in the current prospectus for your variable product, MassMutual and certain affiliated companies pay additional commissions to certain broker-dealers for selling variable insurance contracts issued by MassMutual and certain affiliates. A list of the broker-dealers to whom such payments are currently made is provided below. Please refer to your prospectus for additional information regarding these payments.

    Annuity payments to distributors (PDF)

    Compensation MassMutual pays to producers who place insurance with MassMutual

    Additional Information regarding agents and brokers compensation disclosure.

    MassMutual's compensation policies (PDF)

    Sales of all variable products must be preceded or accompanied by the current prospectuses for the products and their investment choices. Before purchasing a variable product, investors should carefully consider the investment objectives, risks, charges and expenses of the variable product and its underlying investment choices. Please read them carefully before you invest or send money. The prospectuses are available through the links below. Contact your registered representative if you have any questions.

    Annuities (variable)

    Executive Benefits

    Life Insurance (variable)

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