Financial planning

Finances are a lot easier to deal with when you're handling them with a professional. Let us help you build a financial plan.



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What is holistic financial planning?

A holistic approach means not just aiming for one goal or challenge but managing your finances for the big picture. A comprehensive financial plan usually includes various components like budgeting, insurance coverage, tax strategies, retirement planning, and other wealth management services. When your life changes, our financial professionals are there to talk you through it and help you adjust your plans so you can continue working toward your goals.  
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Calculators

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    Goals

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    Assessment

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    Analysis

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Establish goals

Having a plan in place is a great first step toward meeting your financial goals. Use this check-up to pinpoint areas where we can help you solidify your financial future with customized guidance.

Select the goals that matter most to you.

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    About you

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    Expenses

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    Results

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    Connect & download

How much life insurance do I need?

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MassMutual's Life Insurance Calculator provides you with a quick and easy estimate of how much life insurance coverage you may need.

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    Step 1 of 5 | About You

    Will I have enough guaranteed income in retirement?

    Understand what your expenses may be in retirement and calculate the gap between those expenses and your guaranteed income.

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    5 MINUTES TO COMPLETE

    Quick Start

    • Enter your information in the calculator. If you have a partner, they can complete the calculator and together you can get a more complete picture of retirement.
    • To complete the calculator even faster, get your current monthly expenses ready and any pension or other expected retirement income.
    • Our calculation is just an estimate, not a guarantee. So even if you have an income gap, don’t worry. We’re here to help you find ways to close the gap and plan for the retirement you want.

      How much disability income insurance do I need?

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      disability income insurance coverage.
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      If you were too sick or injured to work, do you have enough income to cover your living expenses? Use the disability income protection insurance calculator to find out.

        How much do I need to save for college?

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        saved in my child's college fund.

        It's never too early to start saving for college. Our college savings calculator can help you estimate how much to save for college tuition, fees, room, and board.

          A comprehensive approach

          Your path toward success

          Starting out on your financial journey requires a roadmap to guide you towards your goals. With a financial professional by your side, you'll build a plan that fits your goals and helps set you up for financial stability in the long run.
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          Establish goals

          Whether you're aiming to purchase a new home, plan for retirement, start a family, or determine your legacy for future generations, it's crucial to identify what matters most to you.

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          Assess your situation

          It's essential to review your current financial situation, including your savings, investments, insurance coverage, and other assets, as well as any outstanding debts such as student loans or mortgages.

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          Identify gaps

          After you've gathered all your financial details, a professional can help pinpoint areas that require attention.

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          Develop a plan

          This stage brings everything together. Working closely with a financial professional, you can address the gaps identified earlier by tailoring solutions that align with your specific goals, timeline, and risk tolerance.

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          Maintain a plan

          A financial strategy demands ongoing care; it's not a one-time arrangement. With the guidance of a financial professional, you can continually adapt and refine your plan to accommodate shifting priorities and circumstances, ensuring you remain on course to achieve your goals.


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          Securities, investment advisory, and wealth management services offered through qualified representatives of MML Investors Services, LLC Member SIPC, and a MassMutual subsidiary. 1295 State Street, Springfield, MA 01111-0001.