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Understanding the financial needs of the LGBTQIA+ community

We’re proud to stand with every letter of the LGBTQIA+ community and in doing so, recognize that each person has their own financial considerations to plan around. We’re here to help you put your financial goals into action.

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Whether it’s saving for a family, tackling estate planning, or creating an income strategy for retirement, we know your financial planning needs are unique and you deserve to have a partner who understands how to help you navigate to financial well-being.

Tools & resources

Use the tools and resources below to assess where you’re at and consider speaking to one of our
experienced financial professionals to help put your mind at ease.   

Retirement Calculator

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According to the 2024 LIMRA Barometer Study, 52% of LGBTQIA+ respondents stated their top financial concern was having enough money for a comfortable retirement. While this is a commonly shared concern, it is one that you can plan around. The first step is to know how much income you’ll need to have the retirement you want. Use this calculator to get started
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Will I have enough guaranteed income in retirement?

Understand what your expenses may be in retirement and calculate the gap between those expenses and your guaranteed income.

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5 MINUTES TO COMPLETE

Quick Start

  • Enter your information in the calculator. If you have a partner, they can complete the calculator and together you can get a more complete picture of retirement.
  • To complete the calculator even faster, get your current monthly expenses ready and any pension or other expected retirement income.
  • Our calculation is just an estimate, not a guarantee. So even if you have an income gap, don’t worry. We’re here to help you find ways to close the gap and plan for the retirement you want.

    Not sure what your future financial well-being “looks” like?

    Try our interactive vision board for some fun inspiration around what future you values most.
     

    Planning for the future

    Planning for your Future

    Members of the LGBTQIA+ community tell us about their goals and who they rely on to help secure their financial future.

     

    An Adoption Story

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    What is Love Worth?

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    BLOG

    Estate planning for LGBTQIA+ couples

    Protect yourself and your family by planning ahead for the unexpected - whether it’s estate planning, selecting beneficiaries, establishing power of attorney, or something else.

    Read more

     
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    FENWAY HEALTH

    The LGBTQIA+ Aging Project

    Looking for more resources on the needs of LGBTQIA+ older adults and the inclusive services that are available? Fenway Health aims to support culturally competent care through their LGBTQIA+ Aging Project.

    Learn more

    Find a financial professional

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    Serving the LGBTQIA+ community

    When you work with a financial professional who specializes in LGBTQIA+ planning you’ll have an advocate in your corner, someone who understands your unique financial needs and family situation — and how to tailor a solution around both.