Mutual Funds
When you invest in a mutual fund, you buy a share in a portfolio of stocks, bonds, and other securities. A professional portfolio fund manager selects the securities in the fund and monitors its performance.
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What are mutual funds?
Mutual funds pool together money from different investors to buy a collection of securities, typically stocks and/or bonds, which have common investment objectives.
There are generally five types of mutual funds: money market funds, bond funds, stock funds, balanced funds, and target date funds.
Benefits of Mutual Funds
Mutual funds invest shareholders’ investments across many securities to help reduce the risk to the fund and exposure to any one security. Of course, diversification cannot guarantee a profit or protect your portfolio from loss.
If you don’t have time to study the forces and trends that influence the economy and financial markets, then mutual funds might be a good option for you. Mutual funds allow you access to professional portfolio managers who manage the investments so you don’t have to.
Mutual fund investors can buy or sell shares at any time at their current net asset value (NAV).1 Since it’s easy to enter and exit the fund, mutual funds can be an attractive option, especially when compared to less liquid investments.
How to buy a mutual fund
A MassMutual financial professional will be with you every step of the way to help you prepare for the future.
- Assess
During your initial phone call, your financial professional will ask you questions to understand your financial goals and objectives.
- Recommend
After looking at your entire financial picture, your financial professional will provide you with suggestions to help reduce the gaps so you can choose the products best suited for your situation.
- Purchase
If you're satisfied with the recommendations, your financial professional will secure the products and services to help ensure your financial future.
- Review
Your financial professional will work with you over time through periodic reviews to help you monitor your investments and reach your financial planning goals.
Why MassMutual
since
1851
we've been helping people secure their financial future and protect the ones they love
Nearly
$1.1T
of life insurance protection in force as of 12/31/25
Listed
#102
on the FORTUNE 500© list2
delivered
$10.3B
insurance and annuity benefits paid to policyowners and other customers in 2025
1 Sales charges may apply to some purchases and sales.
2 From FORTUNE. ©2026 FORTUNE Media IP Limited. All rights reserved. FORTUNE 500 (June 2025) is a registered trademarks of FORTUNE Media IP Limited and is used under license. FORTUNE and FORTUNE Media IP Limited are not affiliated with, and do not endorse products or services of MassMutual.
Mutual funds are subject to market fluctuation and the risks associated with their underlying securities and are subject to management fees and other expenses. There can be no guarantee that any investment product or strategy will provide positive performance over time.
Securities offered through registered representatives of MML Investors Services, LLC, Member SIPC® (www.SIPC.org) and FINRA (www.FINRA.org) and a MassMutual subsidiary, 1295 State Street, Springfield, MA 01111-0001.