Protect Your Assets
Costs for long term care are generally increasing as are lifespans, so your need to plan ahead for care has never been more important. LTC insurance helps you protect your assets from being used by providing a pool of benefits you can use to help reimburse your expenses for care. That way, should the need for care arise, you can secure your savings and your family’s future.
Maximize Your Options for Care
LTC insurance reimburses you for services that can help improve the quality of life for those who are chronically ill and are unable to engage in everyday activities such as eating, dressing, bathing, and getting in and out of bed without assistance or who have a cognitive impairment. A comprehensive LTC insurance policy may provide coverage for long-term care needs in the home, community-based settings, an assisted living facility, or nursing home. By providing more choices and more control over care options, LTC insurance can help you face the future with confidence.