Your life changes, so you need options that can help you keep up. A universal life insurance policy offers permanent life insurance with flexible premiums. This allows you to adjust the amount you pay each year – even month to month – as long as you have enough account value. You may also choose a policy with a guaranteed death benefit , which means your family is guaranteed to receive a lump sum of money in the event of your passing.
Build account value
Depending on the premium you choose to pay, your policy may build account value. And if your policy builds enough account value, you can borrow from your policy for any reason you choose.1
NEED MORE INFORMATION?
Compare life insurance options
When you work with a financial professional, you can expect:
During your initial phone call, your financial professional will ask you questions to understand your financial goals and objectives.
After looking at your entire financial picture, your financial professional will provide you with suggestions to fill in the gaps so you can choose the products best suited for your situation.
If you're satisfied with their recommendations, they work with you to secure the products and services to help ensure your financial future. This may require a medical exam.
Your financial professional can work with you over time through periodic reviews to help you monitor the strategies in place, and their capacity to continuously meet your goals.
we've been helping people secure their financial future and protect the ones they love
of life insurance protection in force as of 12/31/22
named for the
year in a row as a Best Place to Work for Disability Inclusion according to the Disability Equality Index®
in life insurance and annuity benefits paid in 2022