If you need life insurance, but aren’t sure you can afford it, a term life insurance policy may be a great option. With a term life insurance policy, you choose how long you would like the policy to cover you. You’re able to select a term policy for a period of time that works best for your needs, such as 10, 20, or 30 years. Term life is affordable and your premium payments are generally guaranteed to remain the same for the term period you select.
You can convert many term life insurance policies to permanent life insurance without any medical questions or exams.1
Converting also allows you access to different types of life insurance that offer financial benefits such as protection for life and cash value .
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MassMutual Term, $100,000 coverage, 20-year term insurance, excellent health2
|age at purchase
When you work with a financial professional, you can expect:
During your initial phone call, your financial professional will ask you questions to understand your financial goals and objectives.
After looking at your entire financial picture, your financial professional will provide you with suggestions to fill in the gaps so you can choose the products best suited for your situation.
If you're satisfied with their recommendations, they work with you to secure the products and services to help ensure your financial future. This may require a medical exam.
Your financial professional can work with you over time through periodic reviews to help you monitor the strategies in place, and their capacity to continuously meet your goals.
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