Simplified Issue Whole Life provides affordable coverage that can help your loved ones cover your final expenses.
Simplified Issue Whole Life pays a benefit to your beneficiaries who can use it to help cover final expenses. You can apply by phone or online.
No medical exam required
To apply, simply answer a few health questions. It's fast, easy and there are no medical exams.
Coverage levels range from $2,000 to $25,000, with rates starting at less than $7 per month.1
A lifetime of coverage
This whole life insurance is designed to last a lifetime, as long as you continue to make payments. And your cost for coverage will never go up, and your coverage level will never go down.
Guaranteed acceptance available
For those who don't qualify for Simplified Issue Whole Life, we also offer Guaranteed Acceptance Life Insurance for those between the ages 50 and 75. You cannot be denied coverage for health reasons.
1 The less than $7 premium is only applicable to a non-tobacco, 40 year-old woman receiving $2,000 worth of Simplified Issue Whole Life insurance.
National Association of Insurance Commissioner’s Life Insurance Buyer’s Guide
This guide can help you shop for life insurance. Below are the guides for each state.
Buyer’s Guide 04/09
Alabama, Alaska, Arkansas, California, Colorado, Florida, Hawaii, Idaho, Illinois, Iowa, Kansas,
Buyer’s Guide 04/10
Arizona, Connecticut, Georgia, Indiana, Missouri, Ohio, Tennessee, Vermont
Kentucky Buyer's Guide
Maine Buyer's Guide
New Jersey Buyer’s Guide