Online Term Life Insurance

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With online term life insurance through Haven Life, you can apply through a simple and intuitive online application process. It is designed to help you fulfill the immediate life insurance coverage needs of you and your family for a set period of time. Policies are designed for those between the ages of 18 and 64, and coverage ranges from $250,000 to $3,000,000.1

Buy term online

How much life insurance do I need?

I was born on
/ /
and my ZIP code is
. I need life insurance to protect .

Who should consider online term life insurance?

If you have anyone that depends on you financially or if you have financial goals that you want to protect, like paying for college or covering your mortgage, you should consider term life insurance. With online term insurance the application process couldn’t be easier: apply now and receive a timely decision.

Term features and benefits

Death benefit
In the event of your passing, your beneficiaries will receive a lump-sum payment to help cover things like college tuition, income gaps, or paying off the mortgage.

You can get the coverage you need at the price you can afford. Most term policies have level premiums that are guaranteed for a specific period of time (usually 10 or 20 years).

Additional benefits

Haven Life Plus, a rider included in a Haven Term policy, offers additional services and benefits at a discount or no cost.2


Compare term life to permanent life insurance options

Ready to apply for online term life insurance?

With an online term life insurance policy through Haven Life (A MassMutual company), you can purchase affordable term life insurance by completing a simple online application. In about 20 minutes, you'll set up an account and answer a series of questions about your health, lifestyle, and beneficiaries. If approved3, you'll receive temporary coverage beginning immediately.

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Why MassMutual



we've been helping people secure their financial future and protect the ones they love

more than


of life insurance protection in force as of 12/31/21

named for the


year in a row as a Best Place to Work for Disability Inclusion according to the Disability Equality Index®



in life insurance and annuity benefits paid in 2021

1 Haven Term is a Term Life Insurance Policy (ICC21 HAVEN TERM in certain states, including NC; HAVEN TERM CA21 in California) issued by C.M. Life Insurance Company (C.M. Life), Enfield, CT 06082. In New York (DTC-NY) and other states, it is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.

2 Haven Life Plus is a rider and not available in Florida, New York, North Dakota, South Dakota, and Washington.

3 A 30-minute medical exam may be required. If so, most applicants may schedule a paramed exam directly from the application screen, or a representative will contact you to schedule an exam at any location you choose.