CareChoice One features and benefits
Flexible BenefitsCareChoice One provides a benefit whether you need long term care, never need care, or if you decide to cancel coverage and receive the surrender value.
Protect Your Retirement
The policy may help you protect your retirement assets from being depleted by long term care expenses.
Policyowners are also able to receive dividends from the whole life portion policy. While not guaranteed, MassMutual has paid dividends to eligible participating policyowners every year since 1869.
Underwriting is necessary for both the life insurance policy and the LTCI Rider. A medical exam is generally not required, but may be necessary in certain situations.