Life Insurance

    Term Life Insurance

    If you want an affordable option to protect your loved ones, term life insurance may be for you. Term life provides insurance for a limited period of time, such as 10 or 20 years, typically with the option to convert to a more permanent solution. With this approach, term life allows you to meet your life insurance needs at a price that fits your budget, so you can feel confident that you’re prepared.

    Death Benefit

    Term life insurance provides affordable temporary protection that can help your loved ones meet ongoing financial obligations such as debts, mortgages or costs related to raising children. The death benefit is guaranteed for the life of your policy as long as you keep up with your premiums.

    Affordable Coverage

    If your priority is finding affordable life insurance, term can be a cost-effective solution. Most term policies have level premiums that are guaranteed for a specific period of time (usually 10 or 20 years). After this, premiums generally increase significantly.

    Convert Your Policy

    If you’re ready to transition to a more permanent type of life insurance in the future, we make it easy for you. By converting, you can take advantage of different types of life insurance that offer protection for life and cash value. With MassMutual, you can convert your term life insurance policy to lifetime coverage without any medical questions or exams1.

    1 Conversion periods and conditions may vary by product.

    Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111-0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082).


    Essential ProtectionSM

    You rely on your income for just about everything. Don’t you want to keep it safe?  Essential Protection can help you do just that using a combination of life insurance and disability income insurance.

    Life Insurance

    Life insurance offers financial protection for your family and beneficiaries when you die.

    Disability Income Insurance

    Disability income insurance pays benefits if you become too sick or hurt to work.

    Workplace Benefit Solutions You Can Take with You for Life.

    MassMutual offers a comprehensive suite of employee and executive benefit solutions that includes life insurance, disability income insurance and retirement plan services. Learn how our workplace benefit solutions can help you secure your financial future and protect the ones you love.
    Explore MassMutual Workplace Benefits

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