Life Insurance

    Guaranteed Acceptance Life Insurance

    If you’re looking for an affordable way to help your loved ones pay your final expenses such as funerals, medical bills, or other consumer debts, guaranteed acceptance life insurance may be a good option for you. Coverage is guaranteed throughout the life of the policy and your premium will never increase. The MassMutual guaranteed acceptance whole life insurance policy provides a limited benefit in the first two policy years. This protection helps provide you and your loved ones with peace of mind, knowing you’ve taken the right steps to address your final expense needs.

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    Affordable Coverage

    As an affordable way to help protect your loved ones in the event of your death, guaranteed acceptance life insurance can provide the coverage you may need at a cost you can afford. Coverage ranges from $2,000 to $25,000, with rates starting at less than $10 per month and premiums that are guaranteed to stay the same throughout the life of the policy.

    Guaranteed Acceptance

    Guaranteed acceptance life insurance provides guaranteed coverage for those between the ages of 50 and 75. Our simple application process will allow you to get the coverage you need quickly and a medical exam and health questions are not required. You can’t even be denied coverage for health reasons.

    Death Benefit

    You can feel comfort in knowing you’ve helped to cover or close the gap on remaining final expenses with guaranteed acceptance life insurance. This affordable protection can help your loved ones meet the final financial obligations they might have when you’re gone. The death benefit is guaranteed for the life of your policy as long as you continue to pay the premiums.

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    The MassMutual guaranteed acceptance whole life insurance policy provides a limited benefit in the first two policy years. This is not a funeral or burial contract. The death benefits associated with the policy are paid to the listed beneficiary ('s) and there are no guarantees that its benefit will be sufficient when needed to pay for any particular goods or services nor that those goods or services will be provided by any particular provider.

    Guaranteed Acceptance Life Insurance (GALI) (Policy Form (NY-GIWL2112PMM) is a level-premium, non-participating permanent life insurance policy and is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, in New York.  GALI (Policy Form (GIWL2112PCM, ICC15-GIWL2112PCM and ICC15-GIWL2112PCM in North Carolina) is issued in all other states and the District of Columbia by C.M. Life Insurance Company, Enfield, CT 06082, a wholly-owned subsidiary of MassMutual.

    This product is not yet approved in all states.  State variations may apply.