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MassMutual HealthBridge

MassMutual is no longer accepting applications for HealthBridge.

MassMutual HealthBridge was a program offered to frontline healthcare workers and volunteers that provided free term life insurance through MassMutual as a way of supporting them and their loved ones during the COVID-19 pandemic.


Yes. We will continue to honor our commitment to each HealthBridge customer.
HealthBridge was truly free. MassMutual paid all the premiums for the policies.
HealthBridge provided qualified healthcare workers and volunteers nationwide including the District of Columbia (but not Puerto Rico and the U.S. Virgin Islands) 3-year term life insurance policies (up to $25,000 in coverage) that will be paid to a trust in the name of their designated beneficiaries in the event of their passing. We chose a 3-year term as this coverage to provide protection during the pandemic, and we wanted to reach as many healthcare workers and volunteers as possible with our commitment of $3 billion in coverage. These policy terms remain effective for those policies already issued.
The policies simply end.
The program was designed this way to comply with regulatory requirements. The benefit is paid to a trust; however, the funds can be used for a wide range of expenses by beneficiaries, including expenses related to their health, education, maintenance, and support. This includes, but is not limited to, expenses such as funeral and burial costs, household expenses, medical costs, mortgage or rental payments, tuition, fees, books and other educational costs, or any other expenses as approved by the trustee.
No – the insured person’s cause of death does not need to be related to COVID-19 for their loved ones to receive the benefit from the HealthBridge program.

LifeBridge is a program by MassMutual that helps the children of eligible families in need afford an education in the event a parent or guardian were to pass away. It offers a free, $50,000 ten-year term life insurance policy to those who qualify, and MassMutual pays their premiums. The policy benefits can only be used for educational purposes such as tuition, fees, books, room and board, and school loans.

LifeBridge has provided more than $700 million in free life insurance coverage over the past 19 years, with the goal of eventually surpassing $1 billion.

To file a claim, please e-mail or call 812-496-2956.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111, and its affiliated US insurance companies. Securities and advisory services offered through MML Investors Services, LLC, Member SIPC® and a MassMutual subsidiary.