Preparing for retirement: staying on track

The right support at the right stage of your journey, no matter where it is.

Nearing retirement

Four questions to ask before you retire

Successful retirement planning requires knowing what you’re planning for. Play the video to learn what questions you should be asking yourself before retirement.

SECURE Act 2.0: What you need to know about retirement rule changes

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Review your retirement assets and expenses

After calculating future expenses and analyzing guaranteed sources of income such as Social Security and any pensions, annuities, or trusts, determine the amount of money that you’ll need to be generated from personal savings, IRAs, 401(k)s and other investments to make ends meet.

Find out what you need to do one year before retirement
3 moves for catching up on retirement savings

Three areas of retirement planning

Be sure your retirement plan includes:

1. Financial Planning: Create a basic financial retirement strategy to help manage finances effectively during retirement.

2. Organizational Planning: Establish directives, update beneficiaries in financial accounts, and keep important records and documents accessible to those close to you.

3. Emotional Planning: Explore new ideas, hobbies, and opportunities before retiring. Also, reconnect with family and friends to help with activities that may become more challenging as you age.

Learn more about retirement planning

Retirement Savings Calculator

How much should I save for retirement?

See if you're on track for the retirement you want. MassMutual's Retirement Savings Calculator provides a look at your retirement nest egg and estimated monthly income.

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Will I have enough guaranteed income in retirement?

Understand what your expenses may be in retirement and calculate the gap between those expenses and your guaranteed income.

5 MINUTES TO COMPLETE

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Enter your information in the calculator. If you have a partner, they can complete the calculator and together you can get a more complete picture of retirement.
To complete the calculator even faster, get your current monthly expenses ready and any pension or other expected retirement income.
Our calculation is just an estimate, not a guarantee. So even if you have an income gap, don’t worry. We’re here to help you find ways to close the gap and plan for the retirement you want.

Discover how easy it is to work with a financial professional

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No commitment
There's no cost to set up a meeting and talk with us.

It’s about Y-O-U
We’ll get to know you and understand your financial situation, goals, and objectives.

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Trusted advice
We'll provide you with options so you can choose the financial products and solutions that are best for you.

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A plan for the future
We’ll talk about the road ahead and set you up for success.

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Helping you secure your future

When you work with a financial professional, you’ll have an advocate in your corner, someone who understands your unique financial needs and family situation — and how to tailor a solution around both.

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Financial Wellness

Grow your money for the long haul

It’s not just about the end goal. It’s about the steps that get you there.

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Long Term Care

What does living life on your own terms mean to you? No matter what you have in mind, putting a plan in place is a good first step.

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