- Step 1
Goals
- Step 2
Assessment
- Step 3
Analysis
- Step 4
Connect & download
Solidify your legacy with generational wealth
Generational wealth isn’t just for the wealthy—anyone can achieve it. With the right planning and strategy, everyday money decisions can quickly add up to a legacy that can change the course of your loved ones’ lives. Let us help you create a blueprint for building and protecting your legacy.
Calculators
How much life insurance do I need?
MassMutual's Life Insurance Calculator provides you with a quick and easy estimate of how much life insurance coverage you may need.
- Step 1
- Step 2
- Step 3
- Step 4
- Step 5
Step 1 of 5 | About You
Will I have enough guaranteed income in retirement?
Understand what your expenses may be in retirement and calculate the gap between those expenses and your guaranteed income.
5 MINUTES TO COMPLETE
Quick Start
- Enter your information in the calculator. If you have a partner, they can complete the calculator and together you can get a more complete picture of retirement.
- To complete the calculator even faster, get your current monthly expenses ready and any pension or other expected retirement income.
- Our calculation is just an estimate, not a guarantee. So even if you have an income gap, don’t worry. We’re here to help you find ways to close the gap and plan for the retirement you want.
How much disability income insurance do I need?
If you were too sick or injured to work, do you have enough income to cover your living expenses? Use the disability income protection insurance calculator to find out.
How much do I need to save for college?
It's never too early to start saving for college. Our college savings calculator can help you estimate how much to save for college tuition, fees, room, and board.
We all need a partner for tomorrow, today
We believe life is all about human connection—that's why mutuality is the foundation of everything we do. And while we can't change the past, we can work to help make the future equitable, and financial security available to all.
The MassMutual Foundation
We’re expanding community connections for a financially healthy future
Through our two main Foundation programs, FutureSmart and LifeBridge, we’re partnering with grassroots organizations in underserved communities in a variety of ways and helping deliver financial education to create a future of empowerment.
Learn more
The Catalyst Fund
Talent is equally distributed. Opportunity is not
We live in a world where women and people of color only manage 1% of the $70 trillion of capital in the US. Through programs like the Impact America Fund, we’re helping to change things.
Building generational wealth, one piece at a time
Creating generational wealth doesn’t happen all at once. It’s often a process that takes shape over time—through financial choices, education, and thoughtful planning. Beyond money, it may involve the tangible and intangible assets you build, the lessons you pass on, and steps that help protect what matters most. Explore six financial elements that play a role in bringing the bigger picture into focus.
A wealth of knowledge
No matter where you are on your journey, our blogs and educational materials can help you go further.
Take the next step
Helping you secure your future
When you work with a financial professional, you’ll have someone who understands your unique financial needs and family situation—and how to tailor solutions around both.