State of the American Family

How have attitudes toward family finances and financial planning changed? Find out in MassMutual’s fourth "State of the American Family" study. You'll discover new insights and guidance to help you make better financial decisions.

All Families
Family eating a meal together outside

STATE OF THE AMERICAN FAMILY STUDY

All types of American families – multi-cultural, LGBTQ, military, and millennials, to name a few – are feeling more optimistic about their finances. However, worry and uncertainty remain. Learn more about how you can take control of your finances, secure your financial future, and protect the ones you love.

Download executive summary

Retirement calculator




African American Families
A man, a woman and two young girls on the bed tickling each other and laughing

STATE OF THE AMERICAN FAMILY STUDY

African American families are optimistic and focused on improving their financial position despite money worries. MassMutual understands your concerns and can help you achieve your idea of the American Dream. Learn more about how you can take control of your finances, secure your financial future, and protect the ones you love.

Download executive summary

Life insurance calculator




Asian Indian Families
Asian woman hugging baby girl smiling

STATE OF THE AMERICAN FAMILY STUDY

Asian Indian families are taking many steps to secure their financial future. However, they are still trying to find effective ways to balance priorities while maximizing their savings and investments. Learn more about how you can take control of your finances, secure your financial future, and protect the ones you love.

Download executive summary

College savings calculator




Chinese American Families
A family planting vegetables in a garden

STATE OF THE AMERICAN FAMILY STUDY

Chinese American families are embracing American values and cultural traditions to build personal and financial success for their families. Learn how to create a nest egg for retirement, secure your family’s future, and protect the ones you love.

Download executive summary

Life insurance calculator




Families with Special Needs
Woman is holding two boys in her arms while in a pool and one boy is feeding her a popsicle

STATE OF THE AMERICAN FAMILY STUDY

Caregivers of dependents with special needs are most concerned about the future independence and financial well-being of their loved one. Learn more about how you can secure the financial future of your loved one with special needs.

Download executive summary

Financial guidance for caregivers




Korean American Families
A young boy and girl greeted by their grandparents while their parents watch and smile

STATE OF THE AMERICAN FAMILY STUDY

Korean American families are balancing two cultures in order to secure a better financial future for their children. Learn more about how you can manage risk, secure your children’s education, and protect the ones you love.

Download executive summary






Latino Families
A man pushes a baby in a stroller next to a woman while a young girl runs ahead of them

STATE OF THE AMERICAN FAMILY STUDY

Latino families are taking steps to secure their financial future and dreams, but more can be done to keep the American Dream alive. MassMutual can help. Learn how to take control of your finances and protect the ones you love.

Download executive summary






LGBTQ Families
Two men and a little girl sitting on a couch playing on a tablet

STATE OF THE AMERICAN FAMILY STUDY

LGBTQ+ families are conflicted by the desire to enjoy life today and planning for their family's financial future. MassMutual has a long-standing commitment and partnership with the community. Learn more about how you can take control of your finances, secure your financial future, and protect the ones you love.

Download executive summary

Life insurance calculator




Military Families
A man and a woman laughing and playing with a young girl who's sitting in the man's lap

STATE OF THE AMERICAN FAMILY STUDY

Military families are confident making short and long-term financial decisions. With a disciplined approach, military families are prioritizing paying down debt and building a financial cushion. Start preparing for your financial future today using the calculator below.

Download executive summary

Retirement calculator




Millennial Families
Woman and man laying on the grass while man lifts baby over his head

STATE OF THE AMERICAN FAMILY STUDY

Millennial families are more focused on their financial priorities than other generations. However, they are challenged by their day-to-day expenses and are looking for effective ways to plan for their future. MassMutual can help. Learn how to take control of your finances and protect the ones you love.

Download executive summary






Sandwich Generation Families
Older woman, younger woman, and little girl walking in a park

STATE OF THE AMERICAN FAMILY STUDY

Caring for your loved ones, both young and old, is rewarding yet we understand it comes with emotional and financial stress. Learn more about how you can control your finances, secure your future and protect the ones you love.

Download executive summary

Disability insurance calculator




Women
A woman on a laptop in the kitchen while younger male and female cook meal

STATE OF THE AMERICAN FAMILY STUDY

Women are taking steps to improve their overall financial situations. However, they continue to look for effective ways to manage their financial priorities and secure their future. MassMutual can help. Learn how to take control of your finances and protect the ones you love.

Download executive summary

Retirement calculator




Take the next step

Connect with a Financial Professional

With over 8,000 financial professionals available across the nation and 4,500 on MassMutual.com, we're committed to help you secure your future.
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111-0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082).