Family budgeting and emergency funds
Whatever the emergency, having a financial cushion can help you weather the storm without endangering your long-term financial health.
Family Budgeting
For most families, the heart of the American Dream is financial security. More than 4 in 5 families define the American Dream as financial security for themselves and their family. Learn how you can budget and plan ahead.
Family Budgeting Overview
Working with a Budget
Video
Budgeting Tips
Some people use a budget as a general guideline, while others track everything down to a penny. There's no one right way to manage your money. What's the most important is you're comfortable with your strategy.
Blog
How to be on a budget: The essentials
A budget - a running account of what you are making, spending, and keeping over time - is essential to good personal finance and wealth building. But many people don't have one.
Insurance
Consider Term Life Insurance
In the event of your passing, your beneficiaries will receive a lump-sum payment to help cover things like college tuition, income gaps, or paying off the mortgage.
Blog
How new parents can start budgeting for their kids
Babies are a cause for celebration. But a new child also requires some careful financial planning by the parents.
Blog
Financial planning tips for any vacation
Let’s break down America’s favorite ways to unwind and see what a little financial planning can do to keep costs low and vacation time rolling.
Blog
Money and children: Teaching by age groups
If you haven’t shown your children how to handle their money, you’ve left them vulnerable to a lifetime of financial insecurity. And when it comes to money and finances, exposure is everything.
Saving for the Future
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Four simple ways to become a super saver
We all know we need to set money aside for our retirement, emergencies, and short-term financial goals, but there are those among us who commit to a higher savings threshold — who take their savings to the next level, socking away more than the recommended percentage of their income away to build a financial arsenal.
Blog
Saving in your 40s and 50s: It’s never too late to get started
Will I have enough money to retire? It’s a common question and one that has increased in magnitude lately — especially for people in their 40s and 50s.
Insurance
Consider Whole Life Insurance
Whole life insurance is a permanent policy, which gives you guaranteed protection for your loved ones that lasts a lifetime.
Blog
LGBTQ workers and retirement: Problems and solutions
Working Americans and families who identify as LGBTQ may be less prepared for retirement and more worried about their finances than the general population, recent data suggests. However, they are also in a position to overcome the challenges and take control of their financial future through early education and action.
Blog
Caring for a Loved One with Special Needs Entails SpecialCare
When caring for a loved on with special needs, you want to provide them with the best quality of life possible.
Blog
Planning for diminished mental capacity as you age
A stroke, a car accident, dementia, Alzheimer's disease, or another serious illness or injury could make it difficult or impossible to make decisions about your health and finances at any age. The odds increase as you age, however
Blog
7 things financial planning does for you
A sound retirement plan will involve at least three perspectives: financial, organizational, and emotional planning.
Protecting Your Family
Video
5 situations where life insurance makes sense
Simply put, insurance itself is protection against some type of risk. You can buy insurance for many different things: your car, your house, healthcare, and even your pet.
Blog
Why you should get disability insurance and life insurance
It’s not something anyone likes to think about, but life-altering illnesses and injuries happen every day. But there are ways to help protect against such circumstances.
Insurance
Consider Disability Income Insurance
If you become too sick or injured to work for an extended period of time, DI could help cover a portion of your income, including bonuses and commissions.
Blog
Don’t have an emergency fund? Get one
The emergency fund is an important pillar of any financial plan, the safety net that enables you to pay the bills and keep your financial goals on track in the event of a job loss, costly home repair, or sudden illness. But very few have enough savings set aside to stay afloat in the event of an unexpected financial need.
Blog
Top 5 mistakes when purchasing life insurance
With all the coverage options available, and costly errors common, it might just help to explore some of the biggest mistakes people make when purchasing policies of their own – from waiting too long to buy, to getting the wrong type of coverage, to being underinsured.
Blog
The case for combining term and perm
Life insurance is rarely “a set it and forget it” solution. At every life stage, financial professionals suggest reviewing your policy to determine whether more or less coverage may be appropriate.
Working with a Professional
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