Are you ready for estate planning?
The size of your estate will determine the extent of your need to plan for the future payment of estate taxes.
Insurance, Annuities, and Investments
Estate Planning
The first step of estate planning is to help you plan for — and realize — your lifetime goals. It addresses your legal and financial concerns, taking into account your goals and tax considerations. It also takes advantage of existing laws and funding vehicles to help save on taxes and help manage your property in an efficient and profitable way during your lifetime.
Estate Planning Overview
Talking about Estate Planning
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Talk to your parents about estate planning
A dialogue that seeks to clarify whether your aging loved ones have the documents in place to protect their personal and financial affairs is not only appropriate, but prudent.
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Wills and the basics of estate planning
Writing a will is the most basic step in estate planning, regardless of the size of your assets and the extent of your property.
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What to do when a loved one passes?
As you tend to the tasks required, from planning the funeral to closing their accounts, it helps to stay organized, delegate where possible, and create a schedule for what needs to be done when.
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Are you liable for your parent’s nursing home bills?
You helped your aging parents find a long-term care facility that would meet their needs and budget, and made every effort to provide for their comfort, but financing their expenses was never part of the deal. Or was it?
Setting Up Your Estate
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Budgeting
Some people use a budget as a general guideline, while others track everything down to the penny. There’s no one right way to manage your money. What’s most important is you’re comfortable with your strategy.
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Estate planning: 6 big mistakes you might be making
Estate planning can provide peace of mind, ensuring that your assets, interests, and loved ones will be protected after you die, but it is also fertile ground for some costly mistakes.
Insurance
Consider Whole Life Insurance
Whole life insurance is a permanent policy, which gives you guaranteed protection for your loved ones that lasts a lifetime.
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Funeral costs and considerations
Costs vary based on whether the funeral includes a burial or a cremation and what additional services are added.
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Probate: What it is, why people fear it
When it comes to administering a descendant’s estate, there is a legal process called probate that oversees the settlement and distribution of the assets.
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Estate planning for LGBTQ couples
Proper estate planning is vital for anyone who wishes to protect his or her assets and loved ones, but experts say it’s potentially more vital for same-sex couples and families, due in part to the passage of marriage equality laws.
Continuing Your Legacy
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Wealth planning before retirement: Key concepts
With a lifetime worth of savings at stake, it’s critical that retirement savers put plans in place to protect their assets, interests and future legacy.
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Using life insurance for charity
With planning and forethought, life insurance can also be used to benefit a favorite charitable cause.
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Estate planning for high net worth households
While every household is unique, and different tools are appropriate for different goals, a few key estate planning strategies can help protect your family and maximize the amount of money you may be able to leave behind.
Investment
Consider Advisory & Trust Services
With proper wealth planning, you can accomplish a wide range of objectives such as leaving a legacy for the next generation or supplementing your retirement income.
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How to make sure your heirs won’t fight
If there’s any joy to be found in writing a will, it’s in thinking about how your heirs will benefit from any investments, real estate, family heirlooms and other possessions you leave them.
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Succession planning for your business
Eventually, you will either give up the helm of your business voluntarily before or when you retire, or involuntarily as the result of an unexpected event.
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7 situations where a trust might help
Trusts serve far more varied purposes than many people realize, and they aren’t just for the wealthy.
Working with a Professional
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Have Questions?
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