Protect your paycheck

If an unexpected injury or illness occurs, help reduce the financial impact with disability insurance

Disability income insurance, also known as disability insurance, can provide

  • Money to help you pay bills if you’re too sick or injured to work for an extended period
  • Long-term benefits to help cover chronic or permanent disability
  • Customizable coverage.1 You may be able to choose to add a rider that may increase your disability insurance benefit to help keep up with inflation.

Tell us a little about yourself and we'll be in touch

*= required

By submitting this request, I agree to receive e-mails and phone calls using automated technology from MassMutual, its financial professionals, affiliates or vendors on its behalf regarding MassMutual products and services, at the e-mail address and phone number above, even if it is for a wireless phone. I understand I can contact a local financial professional directly to make a purchase without consenting to receive calls from MassMutual.

READY TO TALK NOW?

Call 1-844-383-7219

MassMutual call center representatives available Monday through Friday: 9 a.m. - 6 p.m. EST

More about disability insurance

icon image of a house
Individual disability insurance can help you cover living expenses and financial obligations if you become disabled for an extended period — so you may not have to dip into your emergency fund or 401(k), or rack up credit card debt to cover income gaps.
icon image of a piggy bank with coin being inserted
Individual disability insurance may help you continue saving for retirement while you’re disabled.2
icon image of wallet with cash hanging out
You may be able to add features, called “riders” to your disability insurance policy that allows your coverage to grow as your salary increases.1

Why MassMutual

black and white photo of old building

Experience & expertise

For over 170 years, people have depended on MassMutual to help secure their future and protect the ones they love.
three older woman hugging and laughing together while wearing a yellow, pink and orange top

In your community

There's a MassMutual financial professional in your area — and over 8,000 across the nation — committed to helping you with whatever tomorrow brings.
Young woman holding red pen in hand with glasses on speaking to two other individuals across from her.

Trust & transparency

We work to earn your trust by explaining every step of our process, including answering any questions about the cost of products and services.

1 Available in both cost and no cost options. Riders are subject to state availability.

2 RetireGuard® can help replace an amount equal to the retirement plan contributions (including both the employee’s and the employer’s contributions) that would have been made to an eligible defined contribution plan if the insured had not become disabled. It is not a retirement plan, nor a substitute for one.

Policies have exclusions and limitations. For costs and complete details of coverage call your agent or MassMutual at 1-855-635-7319 for a referral to an agent.

Disability income insurance policies issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield MA 01111-0001.