MassMutual® Direct

At MassMutual, we want to make sure that you find the coverage that you can afford and quickly. The application process couldn’t be easier: apply now and receive a timely decision.

MassMutual® Direct Term

With MassMutual® Direct Term you can buy direct term insurance from MassMutual – via a simple and intuitive online application process. It is designed to help you fulfill the immediate life insurance coverage needs of you and your family for a set period of time. Designed for those between the ages of 18 and 64, coverage ranges from $100,000 to $3,000,000.1

Apply Now

Simplified Whole Life

This product is no longer available. We will continue to service existing policyholders through our Customer Service Team at 1-844-872-2200. Our business hours are Monday–Friday, 9am–6pm ET.

1MassMutual Convertible Term is a term life insurance policy (ICC18TFC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111.


What is life insurance?


Buying life insurance on a budget

The right life insurance policy not only protects your family from financial risk, but also fits your budget. MassMutual’s financial professionals can help you.

9 Questions You Should Ask about Life Insurance

Want to purchase a life insurance policy? Here are nine questions you should ask yourself and a financial professional. MassMutual is here to help.

Why MassMutual?

About Us