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    Charles "Chuck" Locy

    ChFC®, CLU®


    Check the background of this investment professional on FINRA's BrokerCheck

    About Chuck

    BUSINESS PHILOSOPHY

     

    “What you do unto the least of these, you do unto me” --Gospel of Matthew 25:40.

     

    People with Development Disabilities, or an adult onset disability, need all the proper financial and legal assistance to protect their assets and enhance their quality of life.

     

    Government benefits eligibility for SSI and Medicaid.

    Review guardian arrangements, conservatorship, and client self-determination and advocacy issues.

    Determine appropriate funding/asset preservation vehicles.

    Develop a team approach with qualified attorneys and advisors.

    To develop a plan unique to your family’s needs.

    Is Veterans Administration Improved Aid and Attendance Income a consideration?

    PRODUCTS AND SERVICES OFFERED

     

    Financial Issues and Strategies

    Securities Questions

    Protection Products/Insurance/Annuities

    Special Needs Trust Coordination

    *Special Needs Trust Funding Strategies

    Special Needs Trust Asset Management Strategies

    *Special Needs Trust Tax Strategies

    Medicare Parts C & D Issues

    *Medicaid Planning Issues

    Qualified Medicaid Funeral Trust Funding

    Veteran’s Improved Pension Income Issues

    *Tax Planners of America Affiliation

    Medicaid Qualified Funeral Trust

    Not all products and services are offered by MassMutual

     

    * These services are available through the team of professionals developed by the advisor including but not limited to: CPA's, Attorneys, etc.

     

    QUALIFICATIONS

     

    30+ years in the Financial Services Industry

    15+ years of focus in the Special Needs Community

    Chartered Financial Consultant (ChFC) and Elder Care case work with Attorneys and Qualified Providers.

    PERSONAL

     

    B.S. Ohio State University

    CLU and ChFC from The American College

    ORGANIZATIONS

     

    Autism Society of America: Greater Cincinnati Chapter, Board Member/ Past Treasurer/Ambassador

    Fishing Has No Boundaries: Southern Ohio Chapter Vice President

    Author and Speaker:

     

    “What’s in the Well Comes up in the Bucket:

    Why the Quality of our lives depends on our thoughts and our reaction to the thoughts of others.”

     

    “I am that..that is in the Well:

    How your life is controlled by the Most Influential Person on the Planet: YOU”

     

    Speaking Engagements

     

    I am available for speaking engagements dealing with:

     

    “The Need for Special Need Planning”*

    “Medicaid Issues and Strategies”*

    “Veterans Aid and Attendance”

    “Improved Pensions”

    “History of U.S. Flags, with Flags!”

    Area(s) of Focus

    • Insurance Strategies
    • Investment Strategies

    Charles (Chuck) Locy CLU®, ChFC® is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC, Member SIPC, 3825 Edwards Road, Suite 210, Cincinnati, OH 45209-1149, Tel: (513) 579-8555

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.


    I am licensed to sell Insurance Products in the following jurisdictions:
    Indiana, Kentucky, Michigan, Ohio

    I am licensed to sell Securities Products in the following jurisdictions:
    Ohio, Kentucky, New Hampshire

    Charles (Chuck) Locy CLU®, ChFC®, Cincinnati, OH

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