Picture of Mary-Stuart Carruthers

    Mary-Stuart Carruthers

    ChSNC™, CLTC, CLU®


    Check the background of this investment professional on FINRA's BrokerCheck

    About Mary-Stuart

    Mary-Stuart Carruthers received her B.A. degree from the University of Oklahoma and her M.A. degree at Northwestern University. Following her initial career as a Speech Therapist, Mary-Stuart began her second career as a Financial Advisor. During her 30 years as a Financial Advisor, Mary-Stuart has earned the advanced designation of Chartered Life Underwriter (CLU®), Certified in Long-Term Care (CLTC), Chartered Special Needs Consultant (ChSNC), qualified for the MassMutual Leaders Circle, qualified for the elite Million Dollar Round Table in 2001, received the National Quality Award and been named the Agency Associate of the Year in 1991. Throughout her career, Mary-Stuart has helped many people in her community develop a financial strategy that will provide them confidence about their future.

    Active in her community, Mary-Stuart has served on the board for the Rotary Club of Rockford, Metro Center Board (Now BMO-Harris Center), co-chaired the public fundraising for the Connecting Our Future campaign (expansion of two award winning museums), and assisted with three mayoral campaigns and one state attorney campaign. She currently serves as a member of the Junior League of Rockford and the Rockford Chamber of Commerce.

    Mary-Stuart is an accomplished cook and her favorite place to spend time is in her kitchen preparing new recipes. When she travels, Mary-Stuart likes to explore new restaurants so it’s no wonder she was a member of the American Institute of Wine & Food.

    Mary-Stuart Carruthers is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC, Member SIPC. Supervisory Office: 525 Junction Road, Suite 8100 North Tower, Madison, WI 53717, Phone: 608-829-0015.

    Area(s) of Focus

    • Insurance Strategies
    • Investment Strategies

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, MSI Financial Services, Inc., or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    Mary-Stuart Carruthers CLU®, CLTC, ChSNC™ is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC, Member SIPC, 525 Junction Road, Suite 8100, North Tower, Madison, WI 53717, Tel: (608) 829-0015

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.


    I am licensed to sell Insurance Products in the following jurisdictions:
    Illinois, Kentucky, Michigan, Missouri, North Carolina, Ohio, Tennessee, Texas, Virginia

    I am licensed to sell Securities Products in the following jurisdictions:
    California, Illinois, Indiana, Kentucky, Missouri, Pennsylvania, Virginia, Wisconsin

    Mary-Stuart Carruthers CLU®, CLTC, ChSNC™, Loves Park, IL

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