Picture of Yanira Hoyos

    Yanira Hoyos


    Also Speaks Spanish

    Check the background of this investment professional on FINRA's BrokerCheck

    About Yanira

    I offer an analysis of your current financial situation and help you:

    • Identify financial goals and concerns
    • Illustrate what is being done to reach your goals and deal with concerns
    • Identify gaps if present, and offer solutions to fill them

    Yanira has a BBA major in Management and a MBA major in Human Resources from Universidad del Sagrado Corazón.  


    Her professional career start in 1996 as Human Resource Consultant.   She helped identify, attract and recruit middle and Top Executives for the Pharmaceutical, Bank and Retail Industry.  In 1999 she was nominee “Who's Who of Professional and Business Women” 7th edition.


    In 1999 she join MassMutual Puerto Rico where she worked as a Recruiter and General Agent Assistant, from  2001-2003 she recruit over 20 new agents and was  recognized as a Top Recruiter by MassMutual Financial Group. In 2003 was appointed Business Manager.


    In 2005 she decide to become a Financial Advisor in 2006 she start as Managing Associate and in 2009.    In 2010 was appointed Training and Recruiting Director where she contribute to the agency growth and achievement of The Chairman Trophy for the first time and The Best Year Ever in 2012. The Puerto Rico Agency have been recognized with top honors for the development of new agents since 2010.


    In 2012 was recognized by The Caribbean Business as “2012 Women Who Lead” and won The International Management Award, bronze  level by GAMA International 2013 and the Frontline Leader Award in 2014 and 2015.     In 2013 wrote an article for El Nuevo Dia and was invited to Universidad del Sagrado Corazón to introduce the opportunity of becoming a Financial Service Representative.


    In 2015 one of her agents was choose over 2000 nationwide new agents as Freshman Five, the highest honor for new agents.


    Yanira is an active member of the Chamber of Commerce, SME, SHRM and GAMA International. 



    Area(s) of Focus

    • Business Owners
    • Insurance Strategies
    • Investment Strategies

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    Yanira Hoyos MBA is a registered representative of and offers securities through MML Investors Services, LLC, Member SIPC, 273 Avenue Ponce de Leon, Suite 1400, San Juan, PR 00917, Tel: (787) 758-2244

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.

    I am licensed to sell Insurance Products in the following jurisdictions:
    Puerto Rico, Florida

    I am licensed to sell Securities Products in the following jurisdictions:
    Puerto Rico

    Yanira Hoyos MBA, San Juan, PR

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