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    Thomas R. Zugger

    ChFC®, CLU®

    Check the background of this investment professional on FINRA's BrokerCheck

    About Thomas

    Thomas began his career in 1985 as a financial services professional at MassMutual. He specializes in estate analysis, planning for business owners and professionals, life and disability income insurance, long term care insurance and retirement planning.


    Saint Bonaventure University, B.B.A., 1983
    The American College, CLU 1993, ChFC 1994


    Chartered Life Underwriter (CLU)
    Chartered Financial Consultant (ChFC)
    Certified in Long Term Care (CLTC)


    Estate Analysts of Western New York
    Million Dollar Roundtable - Lifetime Member
    Society of Financial Service Professionals
    Buffalo Association of Insurance and Financial Advisors

    Area(s) of Focus

    • Insurance Strategies
    • Investment Strategies

    Thomas R. Zugger ChFC®, CLU® is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, Member SIPC, 300 Corporate Parkway, Suite 216N, Amherst, NY 14226, Tel: (716) 852-1321

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.

    I am licensed to sell Insurance Products in the following jurisdictions:
    Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Indiana, Kentucky, Massachusetts, Maine, Michigan, Montana, North Carolina, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Utah, West Virginia

    I am licensed to sell Securities Products in the following jurisdictions:
    California, Louisiana, Michigan, Montana, North Carolina, New Jersey, Ohio

    Thomas R. Zugger ChFC®, CLU®, Buffalo, NY, CA Insurance Lic.# 0B80544

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