Picture of Hugo Carvajal

    Hugo X. Carvajal

    CDFA™

    Also Speaks Spanish


    Check the background of this investment professional on FINRA's BrokerCheck

    About Hugo

    Preparing for that next step in life isn’t always easy. My combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, I promise you a new level of attention, insight and capability. Contact me to discuss your financial future.

    I have been with MassMutual for 8 years and am always looking for ways to help my team of advisors grow, reach their career goals, and better service their clients.

    Since graduating from Boston University with a B.A. in Economics, I have excelled at assuming roles of leadership. As a Financial Advisor, I achieved Firm Tier One Annuity Leader and Leaders Conference Qualifier. In 2008, I founded the LeTip of Clifton chapter, a successful business-to-business networking group, and served as its President for four years.

    I am a member of the National Association of Insurance and Financial Advisors (NAIFA) and GAMA International. As a Certified Divorce Financial Analyst(TM) and a member of the Institute of Divorce Financial Analysts, I specialize in examining the financial issues of divorce, providing clients and their lawyers with data to help strengthen their case.

    During my off time, I volunteer coach for St. Michael’s basketball program in Union City, coaching 12-14 year-olds. For the past four years, I have organized the annual Bikes for Kids event, which provides bikes, locks, and helmets to underprivileged children. I love to travel and spend time with my wife and our daughter. I am an avid sports fan of the Yankees, Knicks, and Giants.

    Area(s) of Focus

    • Business Owners
    • Insurance Strategies
    • Investment Strategies
    • Special Care

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, MSI Financial Services, Inc., or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    Hugo X. Carvajal CDFA™ is a registered representative of and offers securities, investment advisory, and financial planning services through MSI Financial Services, Inc., Member SIPC, 1140 Route 22 East, Suite 202, Bridgewater, NJ 08807, Tel: (908) 704-1800

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.


    I am licensed to sell Insurance Products in the following jurisdictions:
    Connecticut, New Jersey, New York, Texas, Florida, Massachusetts

    I am licensed to sell Securities Products in the following jurisdictions:
    New Jersey, New York, Massachusetts, Florida, Connecticut, Texas

    Hugo X. Carvajal CDFA™, Secaucus, NJ

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