Picture of Howard Zodicoff

    Howard S. Zodicoff


    Check the background of this investment professional on FINRA's BrokerCheck

    About Howard

    Howard has worked with private and public companies as well as high net worth individuals since 1990.  Clients are referred by professionals as well as existing clients.

    He has worked with his corporate clients to help manage their employee and executive benefits.  His team of experienced industry professionals provides the day- to-day support clients expect and need.   They are well-trained in current plan designs, the marketplace, benefit structure and strategy, employee contributions, wellness programs as well as compliance and government mandates.  

    Howard has also spent a great deal of time working with clients to evaluate and develop an effective qualified retirement plan, or to ensure that the plan they have is compliant and best accomplishes their goals.  We strive to ensure that the client’s goals and objectives are met and a dedicated account manager is available to assist.  This whole process is done in such a way that the client understands what they haveand, therefore, can make educated decisions to best manage their costs and benefits. 

    Throughout his career Howard has been involved with asset management.  As qualified plans have always been a major part of our business, they have become more and more an integral part of our service.  In addition, as he has been working in the financial services industry for over two decades, his clients have turned to him as an advisor for investment advice and strategies.  Howard has worked with his corporate and high net worth clients to develop investment strategies that make sense and are transparent. 

    Howard is licensed for life and health insurance as well as holds Series a 6, 7 and 63 securities licenses in many states.

    Area(s) of Focus

    • Business Owners
    • Insurance Strategies
    • Investment Strategies

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, MSI Financial Services, Inc., or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    Howard S. Zodicoff is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC, Member SIPC, 48 South Service Road, Suite 400, Melville, NY 11747-2335, Tel: (516) 391-0300

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.


    I am licensed to sell Insurance Products in the following jurisdictions:
    Connecticut, District of Columbia, Florida, Maryland, North Carolina, New Jersey, New York, Virginia

    I am licensed to sell Securities Products in the following jurisdictions:
    California, Connecticut, Georgia, Massachusetts, Michigan, New Jersey, New York

    Howard S. Zodicoff , Garden City, NY

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