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    Scott McDonald


    Check the background of this investment professional on FINRA's BrokerCheck

    About Scott

    Dr. Scott O. McDonald is a financial advisor and insurance specialist with Innovative Financial Planning. He received a Bachelors's degree in Biology and a Doctorate degree in Optometry from The University of Houston and practiced Optometry for 27 years in Asheville, NC. He holds a North Carolina Real Estate Brokers License. He is also the co-founder and principal of Asheville Property Management, Inc., and Innovative Financial Planning, LLC.
    Scott started working in the Securities and Insurance Industry because he felt that most people he knew were poorly advised and or poorly prepared for market volatility, economic certainty, and future retirement. He felt that with his knowledge of the financial industry, its products, and his strong business background he could build a client centered business based on honesty, communication, and hard work to help people reach their financial goals. Scott's financial planning methods emphasize a conservative investment management approach utilizing various forms of securities and insurance products to help meet his client's financial goals.

    Scott is very experienced in the use of living benefits of whole life insurance to secure your retirement, build family wealth, leave a legacy to your kids, reduce or eliminate your debt. He is also very experienced in the use of financing premiums to place large face value life insurance contracts in force for less money out of pocket.

    Scott enjoys golf, tennis, and mountain biking. He is involved in many areas of local and global mission work and feels fortunate to have met and gotten to know many wonderful people in those times.

    Area(s) of Focus

    • Insurance Strategies
    • Investment Strategies

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, MSI Financial Services, Inc., or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    Scott McDonald is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC, Member SIPC, 6000 Fairview Road, Suite 400, Charlotte, NC 28210, Tel: (704) 557-9600

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.


    I am licensed to sell Insurance Products in the following jurisdictions:
    Florida, Georgia, Maryland, North Carolina, South Carolina

    I am licensed to sell Securities Products in the following jurisdictions:
    Florida, Kentucky, Maryland, North Carolina, Ohio, South Carolina, Tennessee

    Scott McDonald , Charlotte, NC

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