Who We Are
At MassMutual Carolinas, we listen closely to gain a thorough understanding of your goals and your dreams. We then provide you with guidance and expertise to help you make sound financial decisions that can help protect your future. We also help you protect your most important assets – your family.
Headquartered in Charlotte, MassMutual Carolinas has been a Carolina tradition of excellence and industry leadership since 1935. With more than 70 financial professionals, we provide customized financial solutions to more than 45,900 clients1 throughout the Carolinas. A particular area of focus for MassMutual Carolinas is special needs planning. We help families develop life care plans, which can help make a difference in the quality of life for a loved one with special needs and other family members.
President, MassMutual Carolinas Timothy Flanagan
We are committed to the communities where we work and live. Our involvement through charitable organizations and meaningful civic events is deeply important to us. That is why MassMutual Carolinas founded Hands and Feet, a community service program. Our advisors and staff get involved in making a difference by serving our neighbors with our time, talent and treasure.
Our Measures of Community Value
Through 2015, MassMutual Carolinas has:
- over $9.4 billion of life insurance coverage in force2.
- paid over $42.8 million in life insurance benefits3 and $15.4 million in disability income insurance benefits (claims)4 to our clients.
- paid $29.4 million in dividends5 to MassMutual Carolinas clients who own eligible participating whole life policies with MassMutual.
- distributed $13.7 million in free6 life insurance to eligible families as part of MassMutual’s LifeBridgeSM Program.
1 An insured, owner, or payer of a MassMutual policy or contract (12/31/2015).
2 Amount of individual life insurance in force at the end of the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2015).
3 Amount of individual life insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2015).
4 Amount of disability income insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company (12/31/2015).
5 The amount of dividends to whole life policyowners in 2015.
6 MassMutual pays the premiums (12/31/2015).