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    Karen Starbowski

    ChSNC™, CLU®

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    MassMutual Arizona - Main Office
    17550 North Perimeter Drive Suite 450 Scottsdale, AZ 85255
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    About Karen

    Karen L. Starbowski practices Financial Planning with MassMutual Arizona. Providing financial advice has become Karen’s passion because she enjoys helping people and their families. This includes assisting people with making the appropriate decisions in regard to accumulation of wealth and the preservation of assets. Her goal is to create strategies to help relieve the family of their stress allowing them to retire, send their kids to college or just enjoy life.

    Karen has completed her SpecialCare Planning designation, ChSNC which allows her to use her financial planning passion to assist families who have loved ones with special needs.  She now leads the Team for MassMutual Arizona.  The MassMutual Arizona SpecialCare Planning Team’s mission is to help make a positive difference in the lives of individuals with special needs, their caregivers and other family members.  The SpecialCare Planning Team has developed a unique network of professionals within the Special Needs community.  This devoted network assists families, not only with their financial planning, but also provides a wide range of expertise to fit the diverse concerns of Special Needs families.

    Karen Starbowski was born and raised in Michigan and has been living in Arizona since 1999. She received her BS in Mathematics from Eastern Michigan University. In addition to being involved with many of the Special Needs organizations, she is also involved with the Ahwatukee Chamber of Commerce. When Karen has free time, she enjoys watching her beloved Red Wings or hiking in the Superstition Mountains.

    Karen Starbowski is a registered representative of and offers securities, investment advisory and financial planning service through MML Investors Services, LLC, a member of SIPC. OSJ 17550 N. Perimeter Dr. Suite 450, Scottsdale, AZ, 85255. (480) 538-2900. Springfield , MA 01111-0001.

    Area(s) of Focus

    • Insurance Strategies
    • Investment Strategies
    • Special Care

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, MSI Financial Services, Inc., or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    Karen Starbowski CLU®, ChSNC™ is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC, Member SIPC, 17550 North Perimeter Drive, Suite 450, Scottsdale, AZ 85255, Tel: (480) 538-2900

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.


    I am licensed to sell Insurance Products in the following jurisdictions:
    Arizona, Indiana, Michigan, Nevada

    I am licensed to sell Securities Products in the following jurisdictions:
    Arizona, Michigan, Nevada

    Karen Starbowski CLU®, ChSNC™, Scottsdale, AZ

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