Picture of Michael Elders

    Michael "Todd" Elders

    ChFC®, CLU®


    Check the background of this investment professional on FINRA's BrokerCheck

    About Todd

    Todd has been a Financial Services Representative since September 1993 and has over 21 years of experience in the financial services industry. He graduated from the University of South Florida with a BS in Finance. Todd provides financial advice in regards to retirement planning and investment strategies. He works with each of his clients to create a financial safety net, protecting them against uncertainties. Currently, Todd holds his Series 6, 7, and 63 registrations as well as his Variable Annuity, Life, and Health Licenses. He teaches “Financial Strategies for Successful Retirement” courses throughout Florida at Universities and Fortune 500 Companies. Todd lives in DeBary, Florida, with his wife, Lisa, and son, Liam. He enjoys spending time with his family and friends, playing golf, and traveling.

    Area(s) of Focus

    • Business Owners
    • Insurance Strategies
    • Investment Strategies

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, MSI Financial Services, Inc., or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    Michael (Todd) Elders CLU®, ChFC® is a registered representative of and offers securities and investment advisory services through MSI Financial Services, Inc., Member SIPC, 301 E Pine Street, Suite 800, Orlando, FL 32801-2724, Tel: (407) 425-7501

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.


    I am licensed to sell Insurance Products in the following jurisdictions:
    Florida, Georgia

    I am licensed to sell Securities Products in the following jurisdictions:
    Florida, Georgia

    Michael (Todd) Elders CLU®, ChFC®, Ormond Beach, FL

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