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    David Carrow


    Check the background of this investment professional on FINRA's BrokerCheck

    About David

    David E. Carrow, ChFC® is a Financial Planner with Charterpoint Wealth Strategies in Rochester, Minnesota, where he offers both fee base and non-fee base financial planning services. David focuses on wealth accumulation and preservation strategies for his clientele of affluent individuals, successful professionals, business owners, and  retirees.  A dedicated professional since 1989, David speaks of his work with sincerity: “My mission is to assist my clients in achieving three key financial goals: wealth accumulation strategies, security and independence in retirement, and the reduction or elimination of estate taxes when passing accumulated wealth  to their beneficiaries.”

    David holds a Bachelor of Science in Business and Finance from Southwest Minnesota State University. He subsequently earned the professional designation of Chartered Financial Consultant (ChFC) from The American College in Bryn Mawr, Pennsylvania. He is a life member of the Million Dollar Round Table. He has received numerous other rewards and professionalism, including the prestigious New England Financial Hall of Fame Life Member. A member of the National Association of Insurance and Financial Advisors and an active member of the Rochester Estate Planning Council, David has shared his financial knowledge and insights on numerous occasions in presentations to industry groups. He teaches on-going classes on pre-retirement financial strategies and investment allocations for qualified and non-qualified plans.

    Parents of two, he and his wife, Lorra, make their home in Rochester where they have resided for more than 32 years.  Recipient of Prestigious NEF Hall of Fame · Rochester Estate Planning Council Member · National Association of Insurance and Financial Advisors · Calvery Evangelical Free Church Stewardship Committee - Fellowship of Christian Athletics Board Member.

    Area(s) of Focus

    • Business Owners
    • Insurance Strategies
    • Investment Strategies

    Offices operating under an alternative marketing name may offer products, services, or guidance outside of their relationship with MassMutual, MML Investors Services, MSI Financial Services, Inc., or their affiliated companies. Any such offices are not subsidiaries or affiliates of MassMutual or its affiliated companies.

    David Carrow ChFC® is a registered representative of and offers securities, investment advisory, and financial planning services through MSI Financial Services, Inc., Member SIPC, 301 Carlson Parkway, Suite 300, Minnetonka, MN 55305-5302, Tel: (952) 854-7568

    MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. Agency officers are not officers of MassMutual.

    I am licensed to sell Insurance Products in the following jurisdictions:
    Minnesota, California, Florida, Arizona, South Dakota, Iowa, Wisconsin, Montana

    I am licensed to sell Securities Products in the following jurisdictions:
    California, Arizona, South Dakota, Minnesota, Iowa, Montana

    David Carrow ChFC®, Rochester, MN, CA Insurance Lic.# 0F90421

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