To commit to strong, long-term relationships based on knowledge and integrity.
Robert J. Smith has served the community since 1984 providing insurance, estate planning and financial services to highly successful people.
Robert has achieved several industry and company milestones, including Life Member of the Million Dollar Round Table*. He is actively involved in the Desert Estate Planning Council and the California and National Associations of Insurance & Financial Advisors. He is currently a trustee for the Coachella Valley Fund. He is also on the Plan Gifts Committee for several nonprofits and a Member of the Rancho Mirage Rotary Club. He has served as President for the Desert Valley Association of Insurance & Financial Advisors.
Wealth and Asset Protection
Robert can identify a variety of financial strategies and retirement income plans that can help you: accumulate assets for the future shield your business and personal assets from liabilities or life events safeguard asset transfer to children and grandchildren.
I understand that you have specific needs & concerns about your financial goals. I recognize that every client's situation is unique and for our gay and lesbian clients the road to financial security may require some extra steps. Financial planning is particularly important for gay & lesbian individuals and their families because laws concerning these topics may result in unwanted outcomes when proper planning is not in place.
Business Succession Planning
A lifetime of work goes into the development of a successful business, often making it your most valuable asset. An estate plan should be in place to protect that asset and ensure its viability and value long into the future. Robert can offer innovative strategies for the continuation of the business that address the needs of each family member.
Estate Planning and Legacy Planning
A well-engineered estate conservation plan can help minimize tax liability and ensure that loved ones are protected. Robert works with you and your professional advisors to: analyze your current financial status and the potential impact of state and federal taxes on your estate suggest strategies that will meet your planning goals and family needs explain the benefits of a charitable giving plan designed to meet personal goals and achieve philanthropic objectives.
* MDRT is recognized throughout the industry as the standard of excellence in life insurance sales performance.
Area(s) of Focus
- Insurance Strategies
- Investment Strategies